454 Lloyd Pl, Cincinnati, OH 45219 Property Records

Hamilton County property record for 454 Lloyd Pl, Cincinnati, OH 45219

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 3 ba · 2,160 sqft · built 1925
Lot Size	0.083 acres (3,615 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jul 2010)
Tax Bill	$4,932 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`097-0002-0222-00`

Property Details

APN / Parcel Number

Primary APN	`097-0002-0222-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,160 sqft Living Area
Gross Area	2,880 sqft
1st Floor Area	720 sqft
2nd Floor Area	1,440 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,615 sqft (0.083 acres)
Lot Dimensions	90 ft deep x 40 ft wide
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	454 LLOYD PL
City	CINCINNATI
State	OH
Zip	45219-1193
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	SF4
Legal Description	454 LLOYD PL 40 X 90 LOT 9 FAIRVIEW HTS SUB
Legal Subdivision	FAIRVIEW HTS SUB
Legal Lot Number	9
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1025
Census Tract	2700

Owner

454 Lloyd Pl, a residential property, is owned and occupied by an individual who bought it in July 2010.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	454 LLOYD PL, CINCINNATI, OH 45219-1193
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2019	Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2010 · Amount on File
Deed Sale	Jul 7, 2010 · Amount on File
Deed Document Number	201075640
Deed Book / Page	11473 / 516
Prior Transfer Date	Oct 23, 2006
Prior Transfer Doc	0000000345
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	454 LLOYD PL, CINCINNATI, OH 45219-1193
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068241
Date	Aug 15, 2019
Book Page	13981/02107
Instrument	2019-0068241

Lender

Name	THE NORTH SIDE BANK & TRUST CO
Type	Bank
Address	CINCINNATI, OH 45233

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 6, 2024

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	454 LLOYD PL, CINCINNATI, OH 45219-1193
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 LLOYD PL, CINCINNATI, OH 45219-1193

Mortgage

Document Number	0000083915
Date	Jul 12, 2021
Book Page	14456/58
Instrument	2021-0083915

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	238 Months
Due	May 18, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 454 Lloyd Pl was $4,932, up 1.4% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,932.00 (+1.4%)	$78,771 (-) Land $13,062 Building $65,709	$225,060 Land $37,320 Building $187,740
2024	$4,864.00 (-1.04%)	$78,771 (-) Land $13,062 Building $65,709
2023	$4,915.00 (+43.21%)	$78,771 (+59.61%) Land $13,062 Building $65,709	$225,060 Land $37,320 Building $187,740
2022	$3,432.00 Homeowner's exemption	$49,351 Land $7,445 Building $41,906
2020			$141,000 Land $21,270 Building $119,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 454 Lloyd Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 454 Lloyd Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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