449 Lloyd Pl, Cincinnati, OH 45219 Property Records

Hamilton County property record for 449 Lloyd Pl, Cincinnati, OH 45219

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,101 sqft · built 1927
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on Record
Last Sale	$130,700 (Dec 2024)
Tax Bill	$3,231 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`097-0002-0216-00`

Property Details

APN / Parcel Number

Primary APN	`097-0002-0216-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,101 sqft Living Area
1st Floor Area	586 sqft
2nd Floor Area	515 sqft
Upper Floors Area	515 sqft
Basement Area	572 sqft

Exterior

Year Built	Built 1927
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	140 ft deep x 30 ft wide
Garage Type	Detached
Garage Area	140 sqft
Porch	Porch
Porch Area	154 sqft
Patio Area	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	449 LLOYD PL
City	CINCINNATI
State	OH
Zip	45219-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	449 LLOYD PL 30 X 140 IRR LOT 13 FAIRVIEW HTS SUB
Legal Subdivision	FAIRVIEW HEIGHTS SUB
Legal Lot Number	13
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1025
Census Tract	2700

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	198 PIPERS INN DR, FOUNTAINVILLE, PA 18923-9529
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Warranty Deed, Transfer · Conventional Mortgage STOCK YARDS BANK & TRUST CO
May 14, 2021	Deed of Trust, Mortgage SUPERIOR CU
May 6, 2020	Deed of Trust, Transfer SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2024 · Amount on Record
Deed Sale	Dec 31, 2024 · Amount on Record
Prior Sale	Jun 29, 2023 · Amount on Record
Deed Document Number	0000093269
Deed Book / Page	15323 / 908
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 29, 2023
Property Address	449 LLOYD PL, CINCINNATI, OH 45219-1122
Document Number	0000044747
Book / Page	14947 / 250
Map Reference	MB 27 PG 84
Instrument Date	Jun 27, 2023
Instrument	2023-0044747
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	NOT AVAILABLE, RED LETTER TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$241.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	449 LLOYD PL, CINCINNATI, OH 45219-1122

Mortgage

Document Number	0000044748
Date	Jun 29, 2023
Instrument	2023-0044748

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jul 1, 2033
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year T-Bill
Max Rate	13.5%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	449 LLOYD PL, CINCINNATI, OH 45219-1122
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059992
Date	May 14, 2021
Book Page	14418/102
Instrument	2021-0059992

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount Recorded
Term	204 Months
Due	May 8, 2038

May 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 6, 2020
Property Address	449 LLOYD PL, CINCINNATI, OH 45219-1122
Document Number	0000042338
Book / Page	014162 / 002610
Instrument Date	Apr 28, 2020
Instrument	42338
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Partial Interest

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 LLOYD PL CINCINNATI OH 452191122, CINCINNATI, OH 45219-1122

Mortgage

Document Number	0000042338
Date	May 6, 2020
Book Page	014162/002610
Instrument	42338

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	ELIDA, OH 45807

Agreement

Amount	Amount Recorded
Term	432 Months
Due	May 5, 2056

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,231.00 (+5.52%)	$45,745 (-) Land $11,550 Building $34,195
2024	$3,062.00 (-1.98%)	$45,745 (-) Land $11,550 Building $34,195
2023	$3,124.00 (+23.28%)	$45,745 (+41.38%) Land $11,550 Building $34,195	$130,700 (+41.39%) Land $33,000 Building $97,700
2022	$2,534.00 Homeowner's exemption	$32,355 Land $6,584 Building $25,771
2020			$92,440 Land $18,810 Building $73,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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