Onslow County property record for 454 Hardison Rd, Holly Ridge, NC 28445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,335 sqft · built 2014 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,492 (2026) |
| Deeds & Mortgages | Apr 2024 Transfer May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 749E-10 |
| Primary APN | 749E-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,335 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,473 sqft (0.47 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 490009489 |
|---|---|
| Street Address | 454 HARDISON RD |
| City | HOLLY RIDGE |
| State | NC |
| Zip | 28445-7562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | L165 P3 MORRIS LANDING CLUB |
| Legal Subdivision | MORRIS LANDING CLUB |
| Legal Lot Number | 165 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | STUMP SOUND |
| Census Block Group | 4 |
| Census Block | 4050 |
| Census Tract | 401 |
454 Hardison Rd is owned and occupied by two individuals who acquired it in March 2024.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 454 HARDISON RD, HOLLY RIDGE, NC 28445-7562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2024 | Quit Claim Deed, Transfer Quitclaim |
| May 5, 2017 | Warranty Deed, Transfer · VA Mortgage ALPHA MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 18, 2024 |
| Transfer Doc | 0061270689 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Apr 5, 2024 |
| Property Address | 454 HARDISON RD, HOLLY RIDGE, NC 28445-7562 |
| Document Number | 0061270689 |
| Book / Page | 6127 / 689 |
| Map Reference | MB 67 PG 81 |
| Instrument Date | Mar 18, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 454 HARDISON RD, HOLLY RIDGE, NC 28445-7562 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | May 5, 2017 |
| Property Address | 454 HARDISON RD, HOLLY RIDGE, NC 28445-7562 |
| Document Number | 0046110724 |
| Book / Page | 004611 / 000724 |
| Instrument Date | May 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $334.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 111 ABBEY CIR SALISBURY NC 281479201, SALISBURY, NC 28147-9201 |
| Document Number | 46110728 |
|---|---|
| Date | May 5, 2017 |
| Book Page | 004611/000728 |
| Name | ALPHA MTG |
|---|---|
| Type | Mortgage Company |
| Address | WILMINGTON, NC 28403 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 4, 2047 |
The 2026 property tax bill for 454 Hardison Rd was $2,492, up 3% from the year before.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Municipality | Holly Ridge Town |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,492.00 (+3.02%) | $290,853 (+19.59%) Land $70,000 Building $220,853 | $290,853 (+19.59%) Land $70,000 Building $220,853 |
| 2025 | $2,419.00 | $243,216 Land $45,000 Building $198,216 | $243,216 Land $45,000 Building $198,216 |
| 2023 | $2,419.00 | $243,216 Land $45,000 Building $198,216 | $243,216 Land $45,000 Building $198,216 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 454 Hardison Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 155 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 155 in force |
| Nearby Flood Claims | 3 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 454 Hardison Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Brightspeed.
4G LTE only, no 5G reported
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