452 Hardison Rd, Holly Ridge, NC 28445 Property Records

Onslow County property record for 452 Hardison Rd, Holly Ridge, NC 28445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,391 sqft · built 2014
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Aug 2026)
Tax Bill	$2,587 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`749E-11`

Property Details

APN / Parcel Number

Primary APN	`749E-11`
Alternative APNs	`483347000` `158521`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,391 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	22,651 sqft (0.52 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	483347000
Street Address	452 HARDISON RD
City	HOLLY RIDGE
State	NC
Zip	28445-7562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	L166 P3 MORRIS LANDING CLUB
Legal Subdivision	MORRIS LANDING CLUB
Legal Lot Number	166
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	4
Census Block	4050
Census Tract	401

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	452 HARDISON RD, HOLLY RIDGE, NC 28445-7562
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · VA Mortgage CORNERSTONE HOME LENDING
Mar 10, 2022	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on Record
Deed Sale	Aug 28, 2026 · Amount on Record
Prior Sale	Mar 10, 2022 · Amount on Record
Deed Book / Page	6663 / 637
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 28, 2026
Property Address	452 HARDISON RD, HOLLY RIDGE, NC 28445-7562
Document Number	6663000637
Book / Page	6663 / 637
Instrument Date	Aug 13, 2026
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 HARDISON RD, HOLLY RIDGE, NC 28445-7562

Mortgage

Document Number	6663000640,
Date	Aug 28, 2026
Book Page	6663/640

Lender

Name	CORNERSTONE HOME LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 10, 2022
Property Address	452 HARDISON RD, HOLLY RIDGE, NC 28445-7562
Document Number	0057030606
Book / Page	5703 / 606
Map Reference	MB 67 PG 221
Instrument Date	Mar 10, 2022
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$506.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 HARDISON RD, HOLLY RIDGE, NC 28445-7562

Mortgage

Document Number	0005703610
Date	Mar 10, 2022
Instrument	5703/610

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Holly Ridge Town
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,587.00 (+3.03%)	$300,424 (+19.01%) Land $70,000 Building $230,424	$300,424 (+19.01%) Land $70,000 Building $230,424
2025	$2,511.00	$252,432 (-) Land $45,000 Building $207,432	$252,432 (-) Land $45,000 Building $207,432
2023	$2,511.00	$252,432 Land $45,000 Building $207,432	$252,432 Land $45,000 Building $207,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 155 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	155 in force
Nearby Flood Claims	3 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Brightspeed.

Cell Coverage

4G LTE only, no 5G reported

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