454 Flat River St, Pickerington, OH 43147 Property Records

Fairfield County property record for 454 Flat River St, Pickerington, OH 43147

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,075 sqft · built 2002
Lot Size	0.173 acres (7,562 sqft)
Owner	Individual Name on Record
Last Sale	$189,650 (Jan 2003)
Tax Bill	$3,811 (2023)
Deeds & Mortgages	Oct 2019 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-06495.00`

Property Details

APN / Parcel Number

Primary APN	`041-06495.00`
Alternative APN	`0038 01048`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,075 sqft Living Area
1st Floor Area	907 sqft
2nd Floor Area	907 sqft

Exterior

Year Built	Built 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,562 sqft (0.173 acres)
Lot Dimensions	126 ft deep x 60 ft wide
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Patio Area	752 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0038 01048
Street Address	454 FLAT RIVER ST
City	PICKERINGTON
State	OH
Zip	43147-8014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGES AT SYCAMORE CREEK SEC 3 LOT 186
Legal Subdivision	VILLAGES AT SYCAMORE CREEK
Legal Lot Number	186
Jurisdiction	FAIRFIELD OH
Township / Civil Division	VIOLET
Census Block Group	1
Census Block	1019
Census Tract	30601

Owner

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	454 FLAT RIVER ST, PICKERINGTON, OH 43147-8014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2019	Deed of Trust, Mortgage · Line of Credit FAIRFIELD NATIONAL BANK
Jul 15, 2020	Deed of Trust, Mortgage · SBA Mortgage WELLS FARGO BANK NORTHWEST NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2003 · Amount on Record
Deed Sale	Jan 2, 2003 · Amount on Record
Prior Sale	Jan 2, 2003 · Amount on Record
Deed Document Number	0000000178
Last Transfer Date	Aug 5, 2016
Transfer Doc	0000013467
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	454 FLAT RIVER ST, PICKERINGTON, OH 43147-8014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018666
Date	Oct 14, 2019
Book Page	1804/3547
Instrument	201900018666

Lender

Name	FAIRFIELD NATIONAL BANK
Type	Bank
Address	LANCASTER, OH 43130

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 16, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	454 FLAT RIVER ST, PICKERINGTON, OH 43147-8014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014339
Date	Jul 15, 2020
Book Page	1829/4035
Instrument	202000014339

Lender

Name	WELLS FARGO BANK NORTHWEST NA
Type	Bank
Address	MINNEAPOLIS, MN 55415

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jun 18, 2030

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
County Subdivision	Violet Township
Municipality	Pickerington City
Unified School District	Pickerington Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$116,060 (+43.53%) Land $26,560 Building $89,500	$331,610 (+43.53%) Land $75,890 Building $255,720
2023	$3,811.00 Homeowner's exemption	$80,860 (-) Land $15,850 Building $65,010
2022	Homeowner's exemption	$80,860 Land $15,850 Building $65,010	$231,040 Land $45,290 Building $185,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PICKERINGTON CITY PWS serves 19,141 people · EPA ID OH2301512
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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