434 Flat River St, Pickerington, OH 43147 Property Records

Fairfield County property record for 434 Flat River St, Pickerington, OH 43147

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,346 sqft · built 2003
Lot Size	0.296 acres (12,898 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,000 (Feb 2020)
Tax Bill	$4,422 (2023)
Deeds & Mortgages	Sep 2019 Construction Loan Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-06626.00`

Property Details

APN / Parcel Number

Primary APN	`041-06626.00`
Alternative APN	`0038 02022`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,346 sqft Living Area
1st Floor Area	948 sqft
2nd Floor Area	820 sqft
Basement Area	408 sqft
Unfinished Basement	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,898 sqft (0.296 acres)
Lot Dimensions	124 ft deep x 104 ft wide
Garage Area	440 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	120 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0038 02022
Street Address	434 FLAT RIVER ST
City	PICKERINGTON
State	OH
Zip	43147-7915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGES AT SYCAMORE CREEK SEC 4 LOT 236
Legal Subdivision	VILLAGES AT SYCAMORE CREEK
Legal Lot Number	236
Jurisdiction	FAIRFIELD OH
Township / Civil Division	VIOLET
Census Block Group	1
Census Block	1019
Census Tract	30601

Owner

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	434 FLAT RIVER ST, PICKERINGTON, OH 43147-7915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2019	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Feb 11, 2020	Grant Deed, Transfer · Conventional with PMI LOWER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2020 · Amount on Record
Deed Sale	Feb 11, 2020 · Amount on Record
Prior Sale	Sep 9, 2003 · Amount on Record
Deed Document Number	202000002941
Deed Book / Page	1815 / 1155
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	434 FLAT RIVER ST, PICKERINGTON, OH 43147-7915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015775
Date	Sep 9, 2019
Book Page	1801/0754
Instrument	201900015775

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 24, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Feb 11, 2020
Property Address	434 FLAT RIVER ST, PICKERINGTON, OH 43147-7915
Document Number	0000002941
Book / Page	001815 / 001155
Instrument Date	Feb 5, 2020
Instrument	2941
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	PALMER LAND TITLE AGENCY BOX, VALMER LAND TITLE AGCY BOX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 FLAT RIVER ST PICKERINGTON OH 431477915, PICKERINGTON, OH 43147-7915

Mortgage

Document Number	2942
Date	Feb 11, 2020
Book Page	001815/001158
Instrument	2942

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
County Subdivision	Violet Township
Municipality	Pickerington City
Unified School District	Pickerington Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,730 (+50.03%) Land $38,510 Building $102,220	$402,110 (+50.04%) Land $110,040 Building $292,070
2023	$4,422.00	$93,800 (-) Land $22,980 Building $70,820
2022		$93,800 Land $22,980 Building $70,820	$268,000 Land $65,670 Building $202,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PICKERINGTON CITY PWS serves 19,141 people · EPA ID OH2301512
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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