454 Exeter Ln, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 454 Exeter Ln, Cambria, CA 93428 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,708 sqft · built 1988
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on File
Last Sale	$850,000 (Jul 2016)
Tax Bill	$10,674 (2025)
Flood Zone	Zone X (minimal risk)
APN	`013-371-001`

Property Details

APN / Parcel Number

Primary APN	`013-371-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,708 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	15,246 sqft (0.35 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	454 EXETER LN
City	CAMBRIA
State	CA
Zip	93428-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 420 LT 18
Legal Tract	420
Legal Block	1
Legal Lot Number	18
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1019
Census Tract	10404

Owner

Source: San Luis Obispo County records · APN 013-371-001

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	454 EXETER LN, CAMBRIA, CA 93428-1914
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2016 · Amount on Record
Deed Sale	Jul 25, 2016 · Amount on Record
Deed Document Number	201635581
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,006,221 (+2%) Land $473,516 Building $532,705
2025	$10,674.00 (+4.07%) Homeowner's exemption	$986,492 (+4.04%) Land $464,232 Building $522,260
2023	$10,257.00 (+2.01%) Homeowner's exemption	$948,187 Land $446,206 Building $501,981
2022	$10,055.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790104041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Nearby Flood Policies	13 in force 5 of 13 on primary residences
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026, rainfall accumulation
Flood Events	Severe Winter Storms And Flooding (Feb 1998), 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow (Mar 1995), 8 claims

Wildfire

Wildfire Risk	Low above 35% of the US · above 21% of California
Wildfire Likelihood	About 1 in 2,174 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.