432 Exeter Ln, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 432 Exeter Ln, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,524 sqft · built 1988
Lot Size	0.347 acres (15,130 sqft)
Owner	Company Name on Record
Last Sale	$2,077,500 (Dec 2022)
Tax Bill	$17,756 (2025)
Deeds & Mortgages	Sep 2023 Transfer Dec 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013-351-016`

Property Details

APN / Parcel Number

Primary APN	`013-351-016`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,524 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	15,130 sqft (0.347 acres)
Terrain	Steep
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	432 EXETER LN
City	CAMBRIA
State	CA
Zip	93428-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 420 LT 16
Legal Subdivision	1RACT NO . 420
Legal Tract	420
Legal Block	1
Legal Lot Number	16
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1019
Census Tract	10404

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	432 EXETER LN, CAMBRIA, CA 93428-1914
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Intrafamily Transfer, Transfer
Dec 27, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jun 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 23, 2018	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2022 · Amount on Record
Deed Sale	Dec 27, 2022 · Amount on Record
Prior Sale	May 23, 2018 · Amount on Record
Deed Document Number	202249389
Last Transfer Date	Jun 28, 2023
Transfer Doc	0000026175
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 5, 2023
Property Address	432 EXETER LN, CAMBRIA, CA 93428-1914
Document Number	0000026175
Map Reference	MB 8 PG 20
Instrument Date	Jun 29, 2023
Instrument	2023026175
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	432 EXETER LN, CAMBRIA, CA 93428-1914

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 27, 2022
Property Address	432 EXETER LN, CAMBRIA, CA 93428
Document Number	0000049389
Map Reference	MB 8 PG 20
Instrument Date	Dec 21, 2022
Instrument	2022049389
Transaction Type	Transfer
Record Updated	Jan 5, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1783 RYAN AVE, CLOVIS, CA 93619-8129

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 6, 2018
Property Address	432 EXETER LN, CAMBRIA, CA 93428
Document Number	0000023187
Instrument Date	May 25, 2018
Instrument	23187
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 1170 CAMBRIA CA 934281170, CAMBRIA, CA 93428-1170

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 23, 2018
Property Address	432 EXETER LN, CAMBRIA, CA 93428
Document Number	0000020829
Instrument Date	May 9, 2018
Instrument	20829
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$1,140.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1170 CAMBRIA CA 934281170, CAMBRIA, CA 93428-1170

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,691,484 (+2%) Land $350,731 Building $1,340,753
2025	$17,756.00 (-20.18%) Homeowner's exemption	$1,658,318 (-20.18%) Land $343,854 Building $1,314,464
2023	$22,244.00 (+85.69%)	$2,077,500 Land $800,000 Building $1,277,500
2022	$11,979.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Ranch Wifi, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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