San Joaquin County property record for 454 Elgin Ave, Lodi, CA 95240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1955 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $344,000 (Jan 2022) |
| Tax Bill | $3,979 (2026) |
| Deeds & Mortgages | Mar 2026 Transfer Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 062-070-380-000 |
| Primary APN | 062-070-380-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 85 ft deep x 62 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | Evaporative |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 062-070-38 |
|---|---|
| Street Address | 454 ELGIN AVE |
| City | LODI |
| State | CA |
| Zip | 95240-6319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | REDRAW 831120 FR ORIG APN 057170383 |
| Legal Subdivision | GUNSCH EDINGER TR |
| Legal Tract | 176 |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 4402 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 24622 MEADOW CREEK CT, ACAMPO, CA 95220-9668 |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Mar 2, 2026 | Intrafamily Transfer, Transfer |
| Feb 16, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE LENDING |
| Jan 14, 2022 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Sep 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 19, 2017 | Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2022 · Amount on Record |
| Deed Sale | Jan 14, 2022 · Amount on Record |
| Prior Sale | Jul 19, 2017 · Amount on Record |
| Deed Document Number | 20226513 |
| Last Transfer Date | Feb 14, 2022 |
| Transfer Doc | 0000021429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 2, 2026 |
| Property Address | 454 ELGIN AVE, LODI, CA 95240-6319 |
| Document Number | 0000016711 |
| Map Reference | MB 13 PG 116 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 2026-016711 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 24622 MEADOW CREEK CT, ACAMPO, CA 95220-9668 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 16, 2022 |
| Property Address | 454 ELGIN AVE, LODI, CA 95240-6319 |
| Document Number | 0000021429 |
| Map Reference | MB 13 PG 116 |
| Instrument Date | Feb 14, 2022 |
| Instrument | 2022-021429 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Title Company | LENNAR TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 454 ELGIN AVE, LODI, CA 95240-6319 |
| Document Number | 0000021430 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 2022-021430 |
| Name | UNITED WHOLESALE LENDING |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 14, 2022 |
| Property Address | 454 ELGIN AVE, LODI, CA 95240-6319 |
| Document Number | 0000006513 |
| Map Reference | MB 13 PG 116 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 2022-006513 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 24622 MEADOW CREEK CT, ACAMPO, CA 95220-9668 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 454 ELGIN AVE, LODI, CA 95240-6319 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 454 EIGIN AVENUE, LODI, CA 95240-6319 |
| Document Number | 0000148267 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 2021-148267 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 19, 2017 |
| Property Address | 454 ELGIN AVE, LODI, CA 95240-6319 |
| Document Number | 0000081404 |
| Map Reference | MAP13 PG116 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 2017-081404 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 454 ELGIN AVE, LODI, CA 95240-6319 |
| Document Number | 0000081405 |
|---|---|
| Date | Jul 19, 2017 |
| Instrument | 2017-081405 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,979.00 (+0.33%) | ||
| 2025 | $3,966.00 (+4.18%) | $365,054 (+4.04%) Land $84,896 Building $280,158 | |
| 2023 | $3,807.00 (+28.53%) | $350,880 Land $81,600 Building $269,280 | $367,020 |
| 2022 | $2,962.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Softcom Internet Communications, T-Mobile, Verizon.
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