San Joaquin County property record for 442 Elgin Ave, Lodi, CA 95240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 902 sqft · built 1957 |
| Lot Size | 0.12 acres (5,270 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Jun 2015) |
| Tax Bill | $2,549 (2025) |
| Deeds & Mortgages | May 2024 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 062-070-400-000 |
| Primary APN | 062-070-400-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 902 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 5,270 sqft (0.12 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 442 ELGIN AVE |
|---|---|
| City | LODI |
| State | CA |
| Zip | 95240-6319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 08 |
| Legal Description | REDRAW 831120 FR ORIG APN 057170409 |
| Legal Subdivision | GUNSCH EDINGER TRACT |
| Legal Tract | 176 |
| Legal Lot Number | 20 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 4402 |
Source: San Joaquin County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 442 ELGIN AVE, LODI, CA 95240-6319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2024 | Deed of Trust, Mortgage J AND K KELLEY REVOCABLE LIVING TRUST |
| May 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| May 20, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 24, 2015 · Amount on Record |
| Deed Sale | Jun 24, 2015 · Amount on Record |
| Prior Sale | Jun 24, 2015 · Amount on Record |
| Deed Document Number | 0000074648 |
| Last Transfer Date | May 20, 2019 |
| Transfer Doc | 0000051307 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 442 ELGIN AVE, LODI, CA 95240-6319 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 442 ELGIN AVE, LODI, CA 95240-6319 |
| Document Number | 0000035921 |
|---|---|
| Date | May 1, 2024 |
| Instrument | 2024-035921 |
| Name | J AND K KELLEY REVOCABLE LIVING TRUST |
|---|---|
| Type | Private Party |
| Address | 440 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 442 ELGIN AVE, LODI, CA 95240-6319 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SYNRGO INC |
| Name | Verified Name |
|---|
| Document Number | 0000058592 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 2020-058592 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 20, 2019 |
| Property Address | 442 ELGIN AVE, LODI, CA 95240-6319 |
| Document Number | 0000051307 |
| Map Reference | VOL 13 PG 116 |
| Instrument Date | May 3, 2019 |
| Instrument | 2019-051307 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | CALATLANTIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 442 ELGIN AVE, LODI, CA 95240-6319 |
| Document Number | 0000051308 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 2019-051308 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: San Joaquin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,549.00 (+4.25%) | $233,872 (+4.04%) Land $72,372 Building $161,500 |
| 2023 | $2,445.00 (+2.3%) | $224,792 Land $69,562 Building $155,230 |
| 2022 | $2,390.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Softcom Internet Communications, T-Mobile, Verizon.
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