454 E Madison Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 454 E Madison Ave, El Cajon, CA 92020 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,118 sqft · built 1957
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on File
Last Sale$537,000 (Aug 2020)
Tax Bill$7,525 (2025)
Deeds & MortgagesJul 2021 Mortgage
Aug 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN483-352-09-00

Property Details

APN / Parcel Number

Primary APN483-352-09-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,118 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,600 sqft (0.152 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address454 E MADISON AVE
CityEL CAJON
StateCA
Zip92020-3724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 43 TR 003327
Legal SubdivisionJOEY MANOR
Legal Tract003327
Legal Block3
Legal Lot Number43
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3003
Census Tract16301

Owner

Source: San Diego County records · APN 483-352-09-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address454 E MADISON AVE, EL CAJON, CA 92020-3724
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2021Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 12, 2020Grant Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS
Feb 26, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 18, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
SAN DIEGO FUNDING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 12, 2020 · Amount on Record
Deed SaleAug 12, 2020 · Amount on Record
Prior SaleJan 11, 2013 · Amount on Record
Deed Document Number2020451161
Prior Transfer DateFeb 12, 2019
Prior Transfer Doc0000068336
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address454 E MADISON AVE, EL CAJON, CA 92020-3724
Transaction TypeMortgage
Record UpdatedJul 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address454 E MADISON AVE, EL CAJON, CA 92020-3724

Mortgage

Document Number0000488767
DateJul 08, 2021
Instrument2021-0488767
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 12, 2020
Property Address454 E MADISON AVE, EL CAJON, CA 92020-3724
Document Number0000451161
Instrument DateJul 08, 2020
Instrument451161
Transaction TypeTransfer
Record UpdatedAug 21, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$591.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address454 E MADISON AVE EL CAJON CA 920203724, EL CAJON, CA 92020-3724

Mortgage

Document Number451162
DateAug 12, 2020
Instrument451162
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 11, 2050

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 26, 2019
Property Address454 E MADISON AVE, EL CAJON, CA 92020-3724
Document Number0000068336
Instrument DateFeb 12, 2019
Instrument68336
Transaction TypeTransfer
Record UpdatedMar 05, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address454 E MADISON AVE EL CAJON CA 920203724, EL CAJON, CA 92020-3724

July 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 18, 2017
Property Address454 E MADISON AVE, EL CAJON, CA 92020-3724
Document Number0000323551
Map ReferenceMAP3327
Instrument DateJul 14, 2017
Instrument2017-0323551
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyGUARDIAN TITLE COMPANY SD

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address454 E MADISON AVE, EL CAJON, CA 92020-3724

Mortgage

Document Number0000323552
DateJul 18, 2017
Instrument2017-0323552
Lender
NameSAN DIEGO FUNDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$592,888 (+2%) Land $331,223 Building $261,665
2025$7,525.00 (+2.1%)$581,264 (+4.04%) Land $324,729 Building $256,535
2023$7,370.00 (+1.71%)$558,694 Land $312,120 Building $246,574
2022$7,246.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730163013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 456 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, T-Mobile USA, California Internet, Verizon, Wyyerd Group, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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