450 E Madison Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 450 E Madison Ave, El Cajon, CA 92020 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1957
Lot Size	0.142 acres (6,200 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Oct 2020)
Tax Bill	$7,266 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`483-352-08-00`

Property Details

APN / Parcel Number

Primary APN	`483-352-08-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	6,200 sqft (0.142 acres)

Location & Zoning

Street Address	450 E MADISON AVE
City	EL CAJON
State	CA
Zip	92020-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 TR 003327
Legal Subdivision	JOEY MANOR
Legal Tract	003327
Legal Block	3
Legal Lot Number	44
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	16301

Owner

Source: San Diego County records · APN 483-352-08-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	450 E MADISON AVE, EL CAJON, CA 92020-3724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Sep 30, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 27, 2020	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Oct 27, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Sep 15, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Feb 19, 2014 · Amount on Record
Deed Document Number	2020662326
Prior Transfer Date	Oct 13, 2020
Prior Transfer Doc	0000662325
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	450 E MADISON AVE, EL CAJON, CA 92020-3724
Transaction Type	Mortgage
Record Updated	Feb 01, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 E MADISON AVE, EL CAJON, CA 92020-3724

Mortgage

Document Number	0000019430
Date	Jan 24, 2024
Instrument	2024-0019430

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 01, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	450 E MADISON AVE, EL CAJON, CA 92020-3724
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000430799
Date	Sep 30, 2019
Instrument	2019-0430799

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 27, 2020
Property Address	450 E MADISON AVE, EL CAJON, CA 92020-3724
Document Number	0000662326
Instrument Date	Oct 13, 2020
Instrument	2020-0662326
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	450 E MADISON AVE, EL CAJON, CA 92020-3724

Mortgage

Document Number	0000662327
Date	Oct 27, 2020
Instrument	2020-0662327

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 27, 2020
Property Address	450 E MADISON AVE, EL CAJON, CA 92020-3724
Document Number	0000662325
Instrument Date	Oct 13, 2020
Instrument	662325
Transaction Type	Transfer
Record Updated	Nov 04, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	32903 LEVI CT TEMECULA CA 925921483, TEMECULA, CA 92592-1483

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 15, 2020
Property Address	450 E MADISON AVE, EL CAJON, CA 92020-3724
Document Number	0000541500
Instrument Date	Aug 25, 2020
Instrument	541500
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 E MADISON AVE EL CAJON CA 920203724, EL CAJON, CA 92020-3724

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$568,598 (+2%) Land $303,621 Building $264,977
2025	$7,266.00 (+0.99%)	$557,450 (+4.04%) Land $297,668 Building $259,782
2023	$7,195.00 (+2.09%)	$535,806 Land $286,110 Building $249,696
2022	$7,048.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730163013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 456 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, T-Mobile USA, California Internet, Verizon, Wyyerd Group, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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