Bergen County and Closter Borough property record for 454 Closter Dock Rd, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 2,835 sqft · built 1986 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $975,000 (Nov 2025) |
| Tax Bill | $17,755 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01714-0000-00003 |
| Primary APN | 07-01714-0000-00003 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,835 sqft Living Area |
|---|
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 22,216 sqft (0.51 acres) |
| Account Number | 012100 |
|---|---|
| Street Address | 454 CLOSTER DOCK RD |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-3035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | 0.51 AC |
| Legal Subdivision | BOROUGH/CLOSTER |
| Legal Block | 1714 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 7002 |
Source: Bergen County and Closter Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 454 CLOSTER DOCK RD, CLOSTER, NJ 07624-3035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Oct 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FM HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2025 · Amount on Record |
| Deed Sale | Nov 13, 2025 · Amount on Record |
| Prior Sale | Feb 3, 2025 · Amount on Record |
| Deed Document Number | 202577080 |
| Deed Book / Page | 5644 / 1655 |
| Prior Transfer Date | May 28, 2015 |
| Prior Transfer Doc | 0019700593 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 13, 2025 |
| Property Address | 454 CLOSTER DOCK RD, CLOSTER, NJ 07624-3035 |
| Document Number | 0056441655 |
| Book / Page | 5644 / 1655 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 2025077080 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,285.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5961 HAYDEN RUN RD, HILLIARD, OH 43026-8460 |
| Name | Verified Name |
|---|---|
| Address | 454 CLOSTER DOCK RD, CLOSTER, NJ 07624-3035 |
| Document Number | 2025077081 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 2025077081 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 454 CLOSTER DOCK RD, CLOSTER, NJ 07624-3035 |
| Document Number | 0027572441 |
| Book / Page | 002757 / 002441 |
| Instrument Date | Oct 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2017 |
| Title Company | WESTCOR LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 454 CLOSTER DOCK RD CLOSTER NJ 076243035, CLOSTER, NJ 07624-3035 |
| Document Number | 0027572441 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 002757/002441 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2047 |
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $906,300 (+5.76%) Land $548,000 Building $358,300 | $906,300 (+5.76%) Land $548,000 Building $358,300 | |
| 2025 | $17,755.00 (+12.13%) | $856,900 (+32.56%) Land $532,300 Building $324,600 | $856,900 (+32.56%) Land $532,300 Building $324,600 |
| 2024 | $15,834.00 (+15.91%) | ||
| 2023 | $646,400 Land $371,400 Building $275,000 | $646,400 Land $371,400 Building $275,000 | |
| 2022 | $13,661.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2011–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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