449 Closter Dock Rd, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 449 Closter Dock Rd, Closter, NJ 07624

Property Summary

Property TypeSingle Family Home
Details1,440 sqft · built 1939
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$800,000 (Jan 2025)
Tax Bill$13,039 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Nov 2018 Refinance
Flood ZoneZone X (minimal risk)
APN07-01706-0000-00009

Property Details

APN / Parcel Number

Primary APN07-01706-0000-00009
Alternative APNs
  • 070170600009
  • 008230

Interior

Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area1,440 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Construction TypeFrame
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions150 ft deep x 55 ft wide

Location & Zoning

Account Number008230
Street Address449 CLOSTER DOCK RD
CityCLOSTER
StateNJ
Zip07624-3005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDISTRICTN
Legal Description0.19 AC
Legal SubdivisionTHIELE
Legal Block1706
Legal Lot Number9
JurisdictionBERGEN NJ
Township / Civil DivisionCLOSTER
Census Block Group3
Census Block3025
Census Tract7002

Owner

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address449 CLOSTER DOCK RD, CLOSTER, NJ 07624-3005
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2021Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Nov 2, 2018Quit Claim Deed, Transfer · Stand-Alone Refinance
TD BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2025 · Amount on Record
Deed SaleJan 22, 2025 · Amount on Record
Prior SaleApr 27, 2021 · Amount on Record
Deed Document Number20254876
Deed Book / Page5409 / 1449
Prior Transfer DateDec 20, 2010
Prior Transfer Doc0006361557
Record UpdatedSep 20, 2026

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateApr 27, 2021
Property Address449 CLOSTER DOCK RD, CLOSTER, NJ 07624-3005
Document Number0041070682
Book / Page4107 / 682
Instrument DateMar 26, 2021
Instrument21-065463
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,503.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address461 COLUMBIA AVE, 461, CLIFFSIDE PARK, NJ 07010-1910

Transferred To (Grantee/Buyer)

NameVerified Name
Address449 CLOSTER DOCK RD, CLOSTER, NJ 07624-3005

Mortgage

Document Number0021065464
DateApr 27, 2021
Instrument21-065464
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERGEN NJ
Recording DateNov 2, 2018
Property Address449 CLOSTER DOCK RD, CLOSTER, NJ 07624-3005
Document Number0030981504
Book / Page3098 / 1504
Instrument DateOct 18, 2018
Instrument00018-078294
Transaction TypeTransfer
Record UpdatedAug 17, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address449 CLOSTER DOCK RD, CLOSTER, NJ 07624-3005

Mortgage

Document Number0030981510
DateNov 2, 2018
Book Page3098/1510
Instrument2018-078294_01
Lender
NameTD BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityCloster Borough
Elementary School DistrictCloster Borough School District (KG - 08)
Secondary School DistrictNorthern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$729,400 (+15.91%) Land $420,300 Building $309,100$729,400 (+15.91%) Land $420,300 Building $309,100
2025$13,039.00 (+37.98%)$629,300 (+50.88%) Land $363,600 Building $265,700$629,300 (+50.88%) Land $363,600 Building $265,700
2024$9,450.00 (+5.57%)
2023$417,100 Land $297,100 Building $120,000$417,100 Land $297,100 Building $120,000
2022$8,951.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2011–2021)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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