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4539 Decoursey Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4539 Decoursey Ave, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,201 sqft · built 1904
Lot Size0.129 acres (5,600 sqft)
OwnerCompany Name on Record
Last Sale$70,000 (Nov 2021)
Tax Bill$927 (2025)
Deeds & MortgagesNov 2021 Sale
Aug 2021 Sale
Flood ZoneZone X (minimal risk)
APN056-42-02-016.00

Property Details

APN / Parcel Number

Primary APN056-42-02-016.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,201 sqft Finished Area
Gross Area1,418 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Exterior MaterialAluminum/Vinyl
Foundation TypeStone
Roof MaterialComposition Shingle
Lot Area5,600 sqft (0.129 acres)
Lot Dimensions112 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address4539 DECOURSEY AVE
CityCOVINGTON
StateKY
Zip41015-1857
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSANDFORD FRANKLIN LOTS 5-6 50'X 112'
Legal SubdivisionSANDFORD FRANKLIN
Legal Lot Number5-6
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3021
Census Tract61300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2307 WATTERSON TRL, 200, LOUISVILLE, KY 40299-2533
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2021Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Aug 13, 2021Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2021 · Amount on Record
Deed SaleNov 2, 2021 · Amount on Record
Deed Document Number2021213
Deed Book / Page128 / 449
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 2, 2021
Property Address4539 DECOURSEY AVE, COVINGTON, KY 41015-1857
Document Number0005900213
Book / Page128 / 449
Instrument DateOct 28, 2021
Instrument21110205900213
Transaction TypeTransfer
Record UpdatedJan 5, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$70.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7218 WINDING WAY, CINCINNATI, OH 45236-3341

Transferred To (Grantee/Buyer)

NameVerified Name
Address4869 BROWNSBORO CTR STE 203, 203, LOUISVILLE, KY 40207-2382
InvestorPossibly a Property Investor

August 2021: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateAug 13, 2021
Property Address4539 DECOURSEY AVE, COVINGTON, KY 41015-1857
Document Number0005900068
Book / Page110 / 516
Instrument DateAug 5, 2021
Instrument21081305900068
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 5, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7218 WINDING WAY, CINCINNATI, OH 45236-3341

Transferred To (Grantee/Buyer)

NameVerified Name
Address7218 WINDING WAY, CINCINNATI, OH 45236-3341

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$129,500 (+85%) Land $15,000 Building $114,500$129,500 (+85%) Land $15,000 Building $114,500
2025$927.00 (-0.54%)$70,000 (-) Land $10,000 Building $60,000$70,000 (-) Land $10,000 Building $60,000
2023$932.00$70,000 Land $10,000 Building $60,000$70,000 Land $10,000 Building $60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims16 (1978–2025)
Claims Outside the SFHA5 of 16
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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