Kenton County property record for 4535 Decoursey Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 855 sqft · built 1909 |
| Lot Size | 0.068 acres (3,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $966,000 (Dec 2024) |
| Tax Bill | $2,106 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit May 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-42-02-014.00 |
| Primary APN | 056-42-02-014.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 855 sqft Finished Area |
| Gross Area | 1,089 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 3,000 sqft (0.068 acres) |
| Lot Dimensions | 119 ft deep x 25 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4535 DECOURSEY AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SANDFORD FRANKLIN LOT 8 25'X 119.69' IRREG |
| Legal Subdivision | SANDFORD FRANKLIN |
| Legal Lot Number | 8 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 61300 |
4535 Decoursey Ave is owned by a company that bought it in December 2024.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 23101 DIAMOND HEAD DR, LAS VEGAS, NV 89110 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · Line of Credit TRADITIONAL BANK INC |
| May 14, 2021 | Deed of Trust, Mortgage TRADITIONAL BANK INC |
| May 31, 2019 | Deed of Trust, Mortgage TRADITIONAL BK |
| Dec 18, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 10, 2018 | Grant Deed, Transfer 360 AMERICAN TITLE SERVICES |
| Jul 27, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2024 · Amount on File |
| Deed Sale | Dec 5, 2024 · Amount on File |
| Prior Sale | Dec 3, 2024 · Amount on File |
| Deed Document Number | 202428 |
| Deed Book / Page | 318 / 584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4535 DECOURSEY AVE, COVINGTON, KY 41015-1857 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005900084 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 215/854 |
| Instrument | 21051405900084 |
| Name | TRADITIONAL BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Apr 28, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4535 DECOURSEY AVE, COVINGTON, KY 41015-1857 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005900082 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 215/790 |
| Instrument | 21051405900082 |
| Name | TRADITIONAL BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40502 |
| Amount | Amount on Record |
|---|---|
| Term | 119 Months |
| Due | Apr 28, 2031 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4535 DECOURSEY AVE, COVINGTON, KY 41015-1857 |
| Document Number | 0000000349 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4329 CRESCENT SPRINGS CT LEXINGTON KY 405154787, LEXINGTON, KY 40515-4787 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000349 |
|---|---|
| Date | Jun 20, 2019 |
| Book Page | 0C6686/000246 |
| Instrument | 349 |
| Name | TRADITIONAL BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40502 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jun 19, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 18, 2018 |
| Property Address | 4535 DECOURSEY AVE, COVINGTON, KY 41015-1857 |
| Document Number | 0000000101 |
| Book / Page | 0C6565 / 000198 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 101 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $24.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4329 CRESCENT SPRINGS CT LEXINGTON KY 405154787, LEXINGTON, KY 40515-4787 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 10, 2018 |
| Property Address | 4535 DECOURSEY AVE, COVINGTON, KY 41015-1857 |
| Document Number | 0000000137 |
| Book / Page | 0C6498 / 000154 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 137 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $12.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2335 BUTTERMILK XING CRESCENT SPRINGS KY 410171622, CRESCENT SPRINGS, KY 41017-1622 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 27, 2018 |
| Property Address | 4535 DECOURSEY AVE, COVINGTON, KY 41015-1857 |
| Document Number | 0000000041 |
| Book / Page | 0C6463 / 000091 |
| Instrument Date | May 21, 2018 |
| Instrument | 41 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 14, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $22.11 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1818 BURLINGTON PIKE BURLINGTON KY 410058206, BURLINGTON, KY 41005-8206 |
The 2025 property tax bill for 4535 Decoursey Ave was $2,106.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,000 (-) Land $15,000 Building $144,000 | $159,000 (-) Land $15,000 Building $144,000 | |
| 2025 | $2,106.00 | $159,000 Land $10,000 Building $149,000 | $159,000 Land $10,000 Building $149,000 |
| 2023 | $1,198.00 | $90,000 Land $10,000 Building $80,000 | $90,000 Land $10,000 Building $80,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4535 Decoursey Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 16 (1978–2025) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4535 Decoursey Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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