4539 Cooper Rd, Cincinnati, OH 45242 Property Records

Hamilton County property record for 4539 Cooper Rd, Cincinnati, OH 45242

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,176 sqft · built 1952
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (Nov 2021)
Tax Bill	$2,790 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`612-0050-0044-00`

Property Details

APN / Parcel Number

Primary APN	`612-0050-0044-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	137 ft deep x 49.5 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4539 COOPER RD
City	CINCINNATI
State	OH
Zip	45242-5651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	COOPER RD 49.52 X 137.88 LOT 18 SMITHS BLUE ASH SUB
Legal Subdivision	SMITHS BLUE ASH SUB
Legal Lot Number	18
Jurisdiction	HAMILTON OH
Township / Civil Division	BLUE ASH
Census Block Group	1
Census Block	1003
Census Tract	23522

Owner

Source: Hamilton County records, as of April 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4539 COOPER RD, CINCINNATI, OH 45242-5651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CINCINNATI OHIO POLICE FCU
Nov 19, 2021	Fiduciary Deed, Transfer · Conventional Mortgage RIVERHILLS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Deed Document Number	2021140453
Deed Book / Page	14548 / 3054
Prior Transfer Date	Dec 3, 2007
Prior Transfer Doc	0000000946
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4539 COOPER RD, CINCINNATI, OH 45242-5651
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017435
Date	Mar 10, 2026
Book Page	15619/228
Instrument	2026-0017435

Lender

Name	CINCINNATI OHIO POLICE FCU
Type	Credit Union
Address	CINCINNATI, OH 45203

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 5, 2041

November 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 19, 2021
Property Address	4539 COOPER RD, CINCINNATI, OH 45242-5651
Document Number	0000140453
Book / Page	14548 / 3054
Map Reference	MB 8 PG 7
Instrument Date	Nov 16, 2021
Instrument	2021-0140453
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4539 COOPER RD, CINCINNATI, OH 45242-5651

Mortgage

Document Number	0000140454
Date	Nov 19, 2021
Instrument	2021-0140454

Lender

Name	RIVERHILLS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Blue Ash City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,790.00 (+2.54%)	$64,257 (-) Land $28,224 Building $36,033	$183,590 (-) Land $80,640 Building $102,950
2024	$2,721.00 (-0.51%)	$64,257 (-) Land $28,224 Building $36,033
2023	$2,735.00 (+25.11%)	$64,257 (+50.51%) Land $28,224 Building $36,033	$183,590 (+50.51%) Land $80,640 Building $102,950
2022	$2,186.00 Homeowner's exemption	$42,694 Land $10,819 Building $31,875
2020			$121,980 Land $30,910 Building $91,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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