4531 Cooper Rd, Cincinnati, OH 45242 Property Records

Hamilton County property record for 4531 Cooper Rd, Cincinnati, OH 45242

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,000 sqft · built 1926
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$140,000 (Mar 2023)
Tax Bill	$2,182 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`612-0050-0042-00`

Property Details

APN / Parcel Number

Primary APN	`612-0050-0042-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	137 ft deep x 49.5 ft wide
Garage Type	Detached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4531 COOPER RD
City	CINCINNATI
State	OH
Zip	45242-5651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	COOPER RD 49.52 X 137.88 LOT 20 SMITHS BLUE ASH SUB
Legal Subdivision	SMITHS BLUE ASH SUB
Legal Lot Number	20
Jurisdiction	HAMILTON OH
Township / Civil Division	BLUE ASH
Census Block Group	1
Census Block	1003
Census Tract	23522

Owner

Source: Hamilton County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	726 E MAIN ST, F107, LEBANON, OH 45036-1900
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BANK & TRUST CO
Mar 2, 2023	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2023 · Amount on Record
Deed Sale	Mar 2, 2023 · Amount on Record
Prior Sale	Apr 6, 2001 · Amount on Record
Deed Document Number	202314386
Deed Book / Page	14864 / 814
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4531 COOPER RD, CINCINNATI, OH 45242-5651
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 E MAIN ST F107, F107, LEBANON, OH 45036-1900

Mortgage

Document Number	0000013287
Date	Feb 29, 2024
Book Page	15113/688
Instrument	2024-0013287

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	300 W VINE ST, LEXINGTON, KY 40507

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 2, 2023
Property Address	4531 COOPER RD, CINCINNATI, OH 45242-5651
Document Number	0000014386
Book / Page	14864 / 814
Map Reference	MB 8 PG 7
Instrument Date	Mar 1, 2023
Instrument	2023-0014386
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 E MAIN ST # F107, F107, LEBANON, OH 45036-1900

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Blue Ash City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,182.00 (-0.05%)	$49,000 (-) Land $28,224 Building $20,776	$140,000 (-) Land $80,640 Building $59,360
2024	$2,183.00 (+28.94%)	$49,000 (-) Land $28,224 Building $20,776
2023	$1,693.00 (+19.56%) Homeowner's exemption	$49,000 (+34.33%) Land $28,224 Building $20,776	$140,000 (+34.33%) Land $80,640 Building $59,360
2022	$1,416.00 Homeowner's exemption	$36,478 Land $10,819 Building $25,659
2020			$104,220 Land $30,910 Building $73,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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