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4539 Bluff Rd, Columbia, SC 29209 Property Records

Richland County property record for 4539 Bluff Rd, Columbia, SC 29209 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,014 sqft · built 1964
Lot Size0.219 acres (9,578 sqft)
OwnerCompany Name on File
Last Sale$40,000 (Dec 2025)
Tax Bill$1,134 (2025)
Deeds & MortgagesMay 2026 Mortgage
Dec 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13416-02-07

Property Details

APN / Parcel Number

Primary APN13416-02-07
Alternative APNs
  • R13416-02-07
  • 00427755

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,014 sqft Heated Area
Gross Area1,102 sqft
1st Floor Area1,014 sqft
Utility Area50 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRaised Ranch
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,578 sqft (0.219 acres)
PorchSlab
Porch Area38 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00427755
Street Address4539 BLUFF RD
CityCOLUMBIA
StateSC
Zip29209-5048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 BLOCK A 70X130X70X130 #SU #PR U-91/92
Legal SubdivisionBLUFF ESTATES/STARLITE
Legal BlockA
Legal Lot Number6
JurisdictionRICHLAND SC
Township / Civil DivisionCOLUMBIA
Census Block Group1
Census Block1009
Census Tract11702

Owner

Source: Richland County records · APN 13416-02-07

Assessment roll updated July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2000 PARK ST, 101, COLUMBIA, SC 29201-2011
Owner TypeCompany
VestingLimited Partnership

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Dec 15, 2025Deed, Transfer · Seller Carry-Back
ERNEST JOYNER
Nov 02, 2022Deed of Distribution, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 15, 2025 · Amount on Record
Deed SaleDec 15, 2025 · Amount on Record
Deed Document Number202559659
Deed Book / Page3083 / 505
Prior Transfer DateNov 02, 2022
Prior Transfer Doc0027923544
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Recording DateMay 18, 2026
Property Address4539 BLUFF RD, COLUMBIA, SC 29209-5048
Document Number0000023875
Book / Page3128 / 1904
Instrument DateMay 11, 2026
Instrument202623875
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership, 267
Address2000 PARK ST, COLUMBIA, SC 29201-2011

Mortgage

Document Number0000023875,
DateMay 18, 2026
Book Page3128/1904
Instrument202623875
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionRICHLAND SC
Recording DateDec 15, 2025
Property Address4539 BLUFF RD, COLUMBIA, SC 29209-5048
Document Number0030830505
Book / Page3083 / 505
Map ReferenceMB U PG 91&92
Instrument DateDec 12, 2025
Instrument2025059659
Transaction TypeTransfer
Record UpdatedJan 01, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$104.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2000 PARK ST STE 101, 101, COLUMBIA, SC 29201-2011
InvestorPossibly a Property Investor

Mortgage

Document Number2025059660
DateDec 15, 2025
Instrument2025059660
Lender
NameERNEST JOYNER
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded

November 2022: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionRICHLAND SC
Recording DateNov 02, 2022
Property Address4539 BLUFF RD, COLUMBIA, SC 29209-5048
Document Number0027923544
Book / Page2792 / 3544
Map ReferenceMB U PG 91&92
Instrument DateNov 02, 2022
Instrument2022061038
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7653 TERRY ST, COLUMBIA, SC 29209-3955

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,134.00 (+10.31%)$984 (-96.52%)$93,900 (-) Land $7,600 Building $86,300
2024$28,300 (+2,776.02%)$93,900 (+281.71%) Land $7,600 Building $86,300
2023$1,028.00 (+110.22%)$984 (+0.41%)$24,600 (-19.08%)
2021$489.00$980$30,400 Land $4,900 Building $25,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790117021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1990–2015)
Most Recent ClaimOct 2015, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Oct 2015 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 4% of South Carolina
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 135 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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