Richland County property record for 4520 Bluff Rd, Columbia, SC 29209
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,000 sqft · built 1972 |
| Lot Size | 0.186 acres (8,125 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,500 (Jan 2026) |
| Tax Bill | $2,215 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13416-03-23 |
| Primary APN | 13416-03-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,000 sqft Heated Area |
| Gross Area | 1,084 sqft |
| 1st Floor Area | 1,000 sqft |
| Utility Area | 45 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,125 sqft (0.186 acres) |
| Porch | Slab |
| Porch Area | 39 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00428148 |
|---|---|
| Street Address | 4520 BLUFF RD |
| City | COLUMBIA |
| State | SC |
| Zip | 29209-5064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-HD |
| Legal Description | LOT 10 BLK K 60X130X60X130 #SU STARLITE #PR X-1609 |
| Legal Subdivision | BLUFF ESTATES/STARLITE |
| Legal Block | K |
| Legal Lot Number | 10 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 11702 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4520 BLUFF RD, COLUMBIA, SC 29209-5064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2026 · Amount on Record |
| Deed Sale | Jan 6, 2026 · Amount on Record |
| Prior Sale | Mar 14, 2016 · Amount on Record |
| Deed Document Number | 2026615 |
| Deed Book / Page | 3089 / 1101 |
| Prior Transfer Date | Nov 20, 2015 |
| Prior Transfer Doc | 2072/0001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 6, 2026 |
| Property Address | 4520 BLUFF RD, COLUMBIA, SC 29209-5064 |
| Document Number | 0030891101 |
| Book / Page | 3089 / 1101 |
| Map Reference | MB X PG 1609 |
| Instrument Date | Jan 5, 2026 |
| Instrument | 2026000615 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $313.30 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4520 BLUFF RD, COLUMBIA, SC 29209-5064 |
| Document Number | 2026000616 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 2026000616 |
| Name | MTC FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Feb 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 11.3% |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,215.00 (+139.46%) | $832 (-) | $70,000 (+236.54%) Land $7,600 Building $62,400 |
| 2023 | $925.00 (+4.64%) | $832 (-33.44%) | $20,800 (-37.16%) |
| 2021 | $884.00 | $1,250 | $33,100 Land $4,900 Building $28,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1990–2015) |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOPKINS COMMUNITY WATER SYSTEM (4020002) serves 2,200 people · EPA ID SC4020002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | CITY OF COLUMBIA |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures