4539 Baler Trails Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4539 Baler Trails Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,894 sqft · built 2016
Lot Size	0.13 acres (5,662 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Nov 2023)
Tax Bill	$7,011 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-26-31-0158-0001-0970`

Property Details

APN / Parcel Number

Primary APN	`19-26-31-0158-0001-0970`
Alternative APN	`263119015800010970`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,894 sqft Living Area
Gross Area	2,608 sqft
1st Floor Area	1,894 sqft
Flooring	Tile

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4539 BALER TRAILS DR
City	SAINT CLOUD
State	FL
Zip	34772-8983
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAMERCY FARMS PH 3 PB 23 PG 175-177 LOT 97
Legal Subdivision	GRAMERCY FARMS PH 3
Legal Tract	158
Legal Block	970
Legal Lot Number	97
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	43304

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4539 BALER TRAILS DR, SAINT CLOUD, FL 34772-8983
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 31, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 14, 2022	Warranty Deed, Transfer HOMEPRO TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2023 · Amount on Record
Deed Sale	Nov 1, 2023 · Amount on Record
Prior Sale	Mar 14, 2022 · Amount on Record
Deed Document Number	2023144079
Deed Book / Page	6498 / 1915
Prior Transfer Date	Aug 29, 2023
Prior Transfer Doc	0064660361
Record Updated	Jun 8, 2026

November 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 1, 2023
Property Address	4539 BALER TRAILS DR, SAINT CLOUD, FL 34772-8983
Document Number	0064981915
Book / Page	6498 / 1915
Map Reference	MB 23 PG 175-177
Instrument Date	Oct 24, 2023
Instrument	2023144079
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	ENERGY SQUARE BLDG 2 4849 GREENVILLE AVENUE #5002 BLDG 2, 2, DALLAS, TX 75206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4539 BALER TRAILS DR, SAINT CLOUD, FL 34772-8983

Mortgage

Document Number	0064981917
Date	Nov 1, 2023
Instrument	6498/1917

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Aug 31, 2023
Property Address	4539 BALER TRAILS DR, SAINT CLOUD, FL 34772-8983
Document Number	0064660361
Book / Page	6466 / 361
Map Reference	MB 23 PG 175-177
Instrument Date	Aug 29, 2023
Instrument	2023114087
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4849 GREENVILLE AVE STE 500, 500, DALLAS, TX 75206-4161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4849 GREENVILLE AVE STE 500, 500, DALLAS, TX 75206-4161
Investor	Possibly a Property Investor

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 14, 2022
Property Address	4539 BALER TRAILS DR, SAINT CLOUD, FL 34772-8983
Document Number	0061710623
Book / Page	6171 / 623
Map Reference	MB 23 PG 175-177
Instrument Date	Mar 9, 2022
Instrument	2022040782
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	HOMEPRO TITLE INC

Transaction

Amount	Amount Recorded
Tax	$2,719.50
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4539 BALER TRAILS DR, 4539, SAINT CLOUD, FL 34772-8983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2711 N HASKELL AVE STE 2100, 2100, DALLAS, TX 75204-2933
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,011.00 (+2.8%)	$327,700 (+49.69%) Land $70,000 Building $257,700	$327,700 (-0.76%) Land $70,000 Building $257,700
2024	$6,820.00 (+39.7%)
2023	$4,882.00 (+2.35%) Homeowner's exemption	$218,915 (+3%)	$330,200 (+16.06%) Land $60,000 Building $270,200
2022	$4,770.00 Homeowner's exemption	$212,539	$284,500 Land $55,000 Building $229,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Xfinity.

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