Osceola County property record for 4536 Baler Trails Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,734 sqft Heated Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $234,100 (2015) |
| Tax Bill | $5,831.00 (2025) |
| Primary APN | 192631015800011980 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,734 sqft Heated Area |
| Gross Area | 3,400 sqft Gross Area |
| 1st Floor | 1,137 sqft 1st Floor |
| Upper Floors | 1,597 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,663 sqft (0.13 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 462 sqft Garage |
| Fence | Fence |
| Porch | Finished/Screened Porch |
| Porch Area | 204 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4536 BALER TRAILS DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8980 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GRAMERCY FARMS PH 3 PB 23 PG 175-177 LOT 198 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | GRAMERCY FARMS PHS 1 3 &3A |
| Legal Phase | 3 |
| Legal Tract | 158 |
| Legal Lot Number | 198 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 43304 |
Source: Osceola County records · APN 192631015800011980
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4536 BALER TRAILS DR, SAINT CLOUD, FL 34772-8980 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 07, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jul 24, 2018 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage MR COOPER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 05, 2015 · Amount on Record |
| Deed Sale | Aug 05, 2015 · Amount on Record |
| Deed Doc Number | 2015115788 |
| Deed Book / Page | 4821 / 0349 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4536 BALER TRAILS DR, SAINT CLOUD, FL 34772-8980 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4536 BALER TRAILS DR, SAINT CLOUD, FL 34772-8980 |
| Document Number | 0063260732 |
|---|---|
| Date | Dec 07, 2022 |
| Book Page | 6326/732 |
| Instrument | 2022175947 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4536 BALER TRAILS DR, SAINT CLOUD, FL 34772-8980 |
| Document Number | 0053821905 |
| Instrument Date | Jul 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4536 BALER TRAILS DR ST CLOUD FL 347728980, ST CLOUD, FL 34772-8980 |
| Document Number | 0053821905 |
|---|---|
| Date | Aug 09, 2018 |
| Book Page | 005382/001905 |
| Instrument | 122073 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 08, 2048 |
| Rate | 4.62% |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,831.00 (+8.22%) Homeowner's exemption | $261,783 (+5.99%) | $398,900 (-1.48%) Land $70,000 Building $328,900 |
| 2023 | $5,388.00 (+2.41%) Homeowner's exemption | $246,997 (+3%) | $404,900 (+16.22%) Land $60,000 Building $344,900 |
| 2022 | $5,261.00 Homeowner's exemption | $239,803 | $348,400 Land $55,000 Building $293,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 302 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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