4538 Solway Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 4538 Solway Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,176 sqft · built 1965
Lot Size	6.7 acres (291,852 sqft)
Owner	Individual Name on Record
Tax Bill	$4,246 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`395-0010-01683`

Property Details

APN / Parcel Number

Primary APN	`395-0010-01683`
Alternative APN	`997875`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,176 sqft Gross Area
1st Floor Area	1,176 sqft
Basement Area	588 sqft
Finished Basement	588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	291,852 sqft (6.7 acres)
Garage Area	1,360 sqft
Deck Area	56 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	997875
Street Address	4538 SOLWAY RD
City	DULUTH
State	MN
Zip	55811-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NLY 393 3/10 FT OF WLY 742 5/10 FT OF SW1/4 OF SW 1/4 SERIAL #
Legal Range	15W
Legal Township	50N
Legal Section	06
Legal Subdivision	HERMANTOWN CITY OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	1
Census Block	1021
Census Tract	10301

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4538 SOLWAY RD, DULUTH, MN 55811-9603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 28, 2015
Transfer Doc	0001272211
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4538 SOLWAY RD, DULUTH, MN 55811-9603
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4538 SOLWAY RD, DULUTH, MN 55811-9603

Mortgage

Document Number	0001527495
Date	Feb 4, 2026
Instrument	1527495

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 20, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4538 SOLWAY RD, DULUTH, MN 55811-9603
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001404523
Date	Feb 19, 2021
Instrument	1404523

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,246.00 (+16.07%) Homeowner's exemption
2025	$3,658.00 (+9.92%) Homeowner's exemption	$344,500 (+20.83%) Land $91,500 Building $253,000	$344,500 (+20.83%) Land $91,500 Building $253,000
2024	$3,328.00	$285,100 (+19.24%) Land $77,700 Building $207,400	$285,100 (+19.24%) Land $77,700 Building $207,400
2022		$239,100 Land $67,300 Building $171,800	$239,100 Land $67,300 Building $171,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

May also be available: Midco.

Cell Coverage

5G (outdoors only) and 4G LTE

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