4528 Solway Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 4528 Solway Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,026 sqft · built 1970
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$383,500 (Jul 2026)
Tax Bill	$4,490 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`395-0010-01680`

Property Details

APN / Parcel Number

Primary APN	`395-0010-01680`
Alternative APN	`1035822`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,026 sqft Gross Area
1st Floor Area	1,026 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	130,680 sqft (3 acres)
Garage Area	624 sqft

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	70 sqft
Storage Building	32 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1035822
Street Address	4528 SOLWAY RD
City	DULUTH
State	MN
Zip	55811-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEGINNING AT SW CORNER OF SW 1/4 OF SW1/4 RUNNING THENCE N 80 RODS THENCE E 45RODS THENCE S 30 RODS THENCE W 25 RODSTHENCE S
Legal Range	15W
Legal Township	50N
Legal Section	06
Legal Subdivision	HERMANTOWN CITY OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	1
Census Block	1021
Census Tract	10301

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4528 SOLWAY RD, DULUTH, MN 55811-9603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · Conventional Mortgage CASTLE ROCK BANK
Jun 12, 2023	Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU
Jul 26, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage CENTRICITY CU
Aug 14, 2017	Quit Claim Deed, Mortgage · FHA Mortgage LEND SMART MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Deed Document Number	20261536475
Prior Transfer Date	Jul 18, 2019
Prior Transfer Doc	0001359476
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 16, 2026
Property Address	4528 SOLWAY RD, DULUTH, MN 55811-9603
Document Number	0001536475
Instrument Date	Jun 26, 2026
Instrument	20261536475
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	BURNET TITLE LLC, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127,820.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4528 SOLWAY RD, DULUTH, MN 55811-9603

Mortgage

Document Number	0001536476,
Date	Jul 16, 2026
Instrument	20261536476

Lender

Name	CASTLE ROCK BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4528 SOLWAY RD, DULUTH, MN 55811-9603
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001467930
Date	Jun 12, 2023
Instrument	1467930

Lender

Name	HERMANTOWN FCU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 26, 2019
Property Address	4528 SOLWAY RD, DULUTH, MN 55811-9603
Document Number	00A1359476
Instrument Date	Jul 18, 2019
Instrument	A1359476
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	PIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABS & TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4528 SOLWAY RD HERMANTOWN MN 558119603, HERMANTOWN, MN 55811-9603

Mortgage

Document Number	A1359477
Date	Jul 26, 2019
Instrument	A1359477

Lender

Name	CENTRICITY CU
Address	HERMANTOWN, MN 55811

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

August 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 14, 2017
Property Address	4528 SOLWAY RD, DULUTH, MN 55811-9603
Document Number	00A1315301
Instrument Date	Dec 26, 2013
Instrument	A1315301
Transaction Type	Mortgage
Record Updated	Sep 1, 2017
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), ST LOUIS CO TITLE (SLCTC)

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4528 SOLWAY RD HERMANTOWN MN 558119603, HERMANTOWN, MN 55811-9603

Mortgage

Document Number	A1231154
Date	Aug 14, 2017
Instrument	A1231154

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	MAPLE GROVE, MN 55369

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,490.00 (+14.72%) Homeowner's exemption
2025	$3,914.00 (+9.88%) Homeowner's exemption	$347,800 (+20.55%) Land $59,600 Building $288,200	$347,800 (+20.55%) Land $59,600 Building $288,200
2024	$3,562.00	$288,500 (+19.17%) Land $49,500 Building $239,000	$288,500 (+19.17%) Land $49,500 Building $239,000
2022		$242,100 Land $44,000 Building $198,100	$242,100 Land $44,000 Building $198,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

May also be available: Midco.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Solway Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures