4538 Ryan Ave, Billings, MT 59101 Property Records

Yellowstone County property record for 4538 Ryan Ave, Billings, MT 59101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,634 sqft · built 1955
Lot Size	0.154 acres (6,696 sqft)
Owner	Company Name on Record
Tax Bill	$2,182 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`000A128390`

Property Details

APN / Parcel Number

Primary APN	`000A128390`
Alternative APNs	`03-0927-09-3-16-19-0000` `R0313187` `A128390` `A12839`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,634 sqft Living Area
Gross Area	1,768 sqft
1st Floor Area	884 sqft
Basement Area	884 sqft
Finished Basement	750 sqft
Unfinished Basement	134 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,696 sqft (0.154 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Porch Area	46 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4538 RYAN AVE
City	BILLINGS
State	MT
Zip	59101-4939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-70
Legal Description	PINNICK SUBD, S09, T01 S, R26 E, BLOCK 2, LOT 9
Legal Range	26E
Legal Township	01S
Legal Section	09
Legal Subdivision	PINNICK SUBD
Legal Block	2
Legal Lot Number	9
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	1
Census Block	1005
Census Tract	901

Owner

Source: Yellowstone County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4538 RYAN AVE, BILLINGS, MT 59101-4939
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 4, 2018	Loan Modification, Mortgage BILLINGS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 11, 2009
Transfer Doc	0003534879
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	4538 RYAN AVE, BILLINGS, MT 59101-4939
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003990151
Date	Sep 16, 2021
Instrument	3990151

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	4538 RYAN AVE, BILLINGS, MT 59101-4939
Document Number	0003851661
Instrument Date	Jun 4, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4538 RYAN AVE BILLINGS MT 591014939, BILLINGS, MT 59101-4939

Mortgage

Document Number	0003851661
Date	Jun 13, 2018
Instrument	3851661

Lender

Name	BILLINGS FCU
Type	Credit Union
Address	BILLINGS, MT 59103-1779

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 12, 2033

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$260,900 (+22.83%) Land $38,898 Building $222,002	$260,900 (+22.83%) Land $38,898 Building $222,002
2024	$2,182.00 (+15.15%)
2023	$1,895.00	$212,400	$212,400 Land $38,149 Building $174,251

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLINGS HEIGHTS CO WATER DIST OF serves 12,000 people · EPA ID MT0000155
Water Source	Purchased surface water from CITY OF BILLINGS
Last State Inspection	Jun 2024
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: CenturyLink.

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