4538 Emerald Ridge Loop, Helena, MT 59602 Property Records

Lewis And Clark County property record for 4538 Emerald Ridge Loop, Helena, MT 59602 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2007
Square Footage1,460 sqft Living Area
Lot Size49,658 sqft (1.14 acres)
OccupancyOwner Occupied
Last Sale$265,000 (2016)
Tax Bill$2,252.00 (2025)

Property Details

APN / Parcel Number

Primary APNR0536706
Alternative APNs
  • 05-1996-32-2-05-03-0000
  • 0000039272

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Building Area1,460 sqft Living Area
1st Floor1,460 sqft 1st Floor
Basement Area1,376 sqft Basement
Finished Basement1,376 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleSplit Level Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area49,658 sqft (1.14 acres)
Parking Spaces3 Parking Spaces
Garage Area768 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area96 sqft Shed
Deck Area192 sqft Deck
Porch Area96 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number0000039272
Street Address4538 EMERALD RIDGE LOOP
CityHELENA
StateMT
Zip59602-8903
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionEMERALD PARK SUBD, S32, T11 N, R02 W, LOT 3-2, COS #3094779
Legal Range02W
Legal Township11N
Legal Section32
Legal SubdivisionEMERALD PARK SUBD
Legal Lot Number2,3
JurisdictionLEWIS AND CLARK MT
Minor Civil DivisionHELENA
Census Blockgroup3
Census Block3021
Census Tract1202

Owner

Source: Lewis And Clark County records · APN R0536706

Assessment roll updated September 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4538 EMERALD RIDGE LOOP, HELENA, MT 59602-8903
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST INTERSTATE BANK
Oct 05, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 14, 2016 · Amount on Record
Deed SaleNov 14, 2016 · Amount on Record
Prior SaleMar 06, 2007
Deed Doc Number20163298198
Deed Book / Page52 / 1338
Prior Transfer DateNov 07, 2016
Prior Transfer DocM52/1338
Record RefreshedJun 08, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEWIS AND CLARK MT
Property Address4538 EMERALD RIDGE LOOP, HELENA, MT 59602-8903
Transaction TypeMortgage
Record UpdatedMay 12, 2020
Title CompanyFIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM56/9541
DateApr 21, 2020
Book PageM56/9541
Instrument3353499
Lender
NameFIRST INTERSTATE BANK
TypeBank
AddressHELENA, MT 59601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEWIS AND CLARK MT
Property Address4538 EMERALD RIDGE LOOP, HELENA, MT 59602-8903
Transaction TypeMortgage
Record UpdatedOct 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM54/7757
DateOct 05, 2018
Book PageM54/7757
Instrument3328612
Lender
NameFIRST COMMUNITY BANK
TypeBank
AddressHELENA, MT 59601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Lewis And Clark County records · Assessment roll updated September 15, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMontana
CountyLewis And Clark County
Elementary School DistrictHelena Elementary School District (PK - 08)
Secondary School DistrictHelena High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,252.00 (-44.88%)$479,300 (+6.11%)$479,300 (+6.11%) Land $66,348 Building $412,952
2023$4,086.00$451,700$451,700 Land $44,976 Building $406,724

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lewis And Clark County (30049C), updated April 7, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
Flood HazardUndetermined
not studied
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 20% of Montana
Wildfire LikelihoodAbout 1 in 1,724 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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