Lewis And Clark County property record for 4532 Emerald Ridge Loop, Helena, MT 59602 · Last verified November 2025
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Architecture Style | Ranch |
| Year Built | Built 2006 |
| Square Footage | 1,680 sqft Living Area |
| Lot Size | 49,658 sqft (1.14 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,417.00 (2025) |
| Primary APN | R0536707 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,680 sqft Living Area |
| 1st Floor | 1,680 sqft 1st Floor |
| Basement Area | 1,428 sqft Basement |
| Finished Basement | 1,428 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 49,658 sqft (1.14 acres) |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
|---|---|
| Shed Area | 96 sqft Shed |
| Deck Area | 312 sqft Deck |
| Porch | Open Porch |
| Porch Area | 108 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 0000039273 |
|---|---|
| Street Address | 4532 EMERALD RIDGE LOOP |
| City | HELENA |
| State | MT |
| Zip | 59602-8903 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | EMERALD PARK SUBD, S32, T11 N, R02 W, LOT 3-3, COS #3094779 |
| Legal Subdivision | EMERALD PARK SUBD |
| Legal Lot Number | 3 |
| Jurisdiction | LEWIS AND CLARK MT |
| Minor Civil Division | HELENA |
| Census Blockgroup | 3 |
| Census Block | 3021 |
| Census Tract | 1202 |
Source: Lewis And Clark County records · APN R0536707
Assessment roll updated December 31, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 4532 EMERALD RIDGE LOOP, HELENA, MT 59602-8903 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 13, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 03, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage US BANK NA |
| Oct 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCING CORP |
| Deed Names | 4 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2025 |
| Deed Sale | Oct 16, 2025 |
| Prior Sale | Dec 21, 2015 |
| Deed Doc Number | 3442371 |
| Deed Book / Page | M64 / 7102 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 4532 EMERALD RIDGE LOOP, HELENA, MT 59602-8903 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI |
| Name | Verified Name |
|---|
| Document Number | 00M56/6715 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | M56/6715 |
| Instrument | 3350462 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 4532 EMERALD RIDGE LOOP, HELENA, MT 59602-8903 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00M56/1075 |
|---|---|
| Date | Oct 03, 2019 |
| Book Page | M56/1075 |
| Instrument | 3344067 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Recording Date | Oct 16, 2025 |
| Property Address | 4532 EMERALD RIDGE LOOP, HELENA, MT 59602-8903 |
| Document Number | 00M64/7102 |
| Book / Page | M64 / 7102 |
| Map Reference | DOC 3094779 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 3442371 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | UNKNOWN, FLYING S TITLE AND ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4532 EMERALD RIDGE LOOP, HELENA, MT 59602-8903 |
| Document Number | 0003442372 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 3442372 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
Source: Lewis And Clark County records · Assessment roll updated December 31, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Lewis And Clark County |
| Elementary School District | Helena Elementary School District (PK - 08) |
| Secondary School District | Helena High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,417.00 (-33.62%) | $508,000 (+26.21%) | $508,000 (+26.21%) Land $66,348 Building $441,652 |
| 2023 | $3,641.00 | $402,500 | $402,500 Land $44,976 Building $357,524 |
Source: FEMA National Flood Hazard Layer, Lewis And Clark County (30049C), updated April 7, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D |
|---|---|
| Flood Hazard | Undetermined not studied |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 20% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 1,724 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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