4538 Copeland Loop, Unit 201, Highlands Ranch (Littleton), CO 80126 Property Records

Douglas County property record for 4538 Copeland Loop, Unit 201, Highlands Ranch, CO 80126

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,173 sqft · built 2006
Owner	2 Individual Names on File
Last Sale	$291,000 (Mar 2018)
Tax Bill	$2,886 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2231-06-2-03-022`

Property Details

APN / Parcel Number

Primary APN	`2231-06-2-03-022`
Alternative APNs	`R0463789` `0463789`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,173 sqft Living Area
1st Floor Area	1,173 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Garage Area	220 sqft
Porch	Porch
Porch Area	127 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0463789
Street Address	4538 COPELAND LOOP, 201
City	HIGHLANDS RANCH
State	CO
Zip	80126-7455
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 201 BLDG 22 SHADOW CANYON CONDOS PHASE 22
Legal Range	67W
Legal Township	06S
Legal Section	06
Legal Quarter	NW
Legal Subdivision	SHADOW CANYON CONDOS
Legal Phase	22
Legal Block	22
Legal Lot Number	201
Jurisdiction	DOUGLAS CO
Township / Civil Division	SEDALIA
Census Block Group	1
Census Block	1008
Census Tract	14139

Owner

4538 Copeland Loop, Unit 201 is owned by two individuals who bought it in March 2018.

Source: Douglas County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	755 OLD STONE DR, HIGHLANDS RANCH, CO 80126-2116
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CANVAS CU
Mar 2, 2018	Warranty Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2018 · Amount on File
Deed Sale	Mar 2, 2018 · Amount on File
Prior Sale	Aug 29, 2016 · Amount on File
Deed Document Number	201812428
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	4538 COPELAND LOOP UNIT 201, 201, HIGHLANDS RANCH, CO 80126-7455
Transaction Type	Mortgage
Record Updated	May 25, 2026
Title Company	GUARDIAN TITLE AGENCY, GUARDIAN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044975
Date	Apr 6, 2021
Instrument	2021044975

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	4538 COPELAND LOOP UNIT 201, 201, HIGHLANDS RANCH, CO 80126-7455
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	755 OLD STONE DR, HIGHLANDS RANCH, CO 80126-2116

Mortgage

Document Number	0000079503
Date	Aug 25, 2020
Instrument	2020079503

Lender

Name	CANVAS CU
Type	Credit Union
Address	LONE TREE, CO 80124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Mar 2, 2018
Property Address	4538 COPELAND LOOP UNIT 201, 201, HIGHLANDS RANCH, CO 80126-7455
Document Number	0000012428
Instrument Date	Feb 28, 2018
Instrument	12428
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	755 OLD STONE DR HIGHLANDS RANCH CO 801262116, HIGHLANDS RANCH, CO 80126-2116

Mortgage

Document Number	12429
Date	Mar 2, 2018
Instrument	12429

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4538 Copeland Loop, Unit 201 was $2,886, up 4.6% from the year before.

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,630 (-) Building $27,630	$406,311 (-) Building $406,311
2025	$2,886.00 (+4.64%)	$27,630 Building $27,630	$406,311 Building $406,311
2024	$2,758.00 (-0.93%)
2023	$2,784.00	$30,170 Building $30,170	$450,337 Building $450,337

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4538 Copeland Loop, Unit 201 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4538 Copeland Loop, Unit 201 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN DOUGLAS COUNTY WSD serves 6,160 people · EPA ID CO0118016
Water Source	Purchased surface water from HIGHLANDS RANCH WSD
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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