4538 Copeland Loop, Unit 103, Highlands Ranch (Littleton), CO 80126 Property Records

Douglas County property record for 4538 Copeland Loop, Unit 103, Highlands Ranch, CO 80126

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,173 sqft · built 2006
Owner	Individual Name on File
Last Sale	$325,000 (Aug 2019)
Tax Bill	$2,886 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2231-06-2-03-022`

Property Details

APN / Parcel Number

Primary APN	`2231-06-2-03-022`
Alternative APNs	`R0463787` `0463787`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,173 sqft Living Area
1st Floor Area	1,173 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Garage Area	220 sqft
Porch	Porch
Porch Area	127 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0463787
Street Address	4538 COPELAND LOOP, 103
City	HIGHLANDS RANCH
State	CO
Zip	80126-7455
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 103 BLDG 22 SHADOW CANYON CONDOS PHASE 22
Legal Range	67W
Legal Township	06S
Legal Section	06
Legal Quarter	NW
Legal Subdivision	SHADOW CANYON CONDOS
Legal Phase	22
Legal Block	22
Legal Lot Number	103
Jurisdiction	DOUGLAS CO
Township / Civil Division	SEDALIA
Census Block Group	1
Census Block	1008
Census Tract	14139

Owner

4538 Copeland Loop, Unit 103 is owned and occupied by an individual who bought it in August 2019.

Source: Douglas County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4538 COPELAND LOOP, 103, HIGHLANDS RANCH, CO 80126-7455
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2019	Deed of Trust, Mortgage JAMES L BRASWELL
Aug 16, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 3, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on File
Deed Sale	Aug 16, 2019 · Amount on File
Prior Sale	Jul 3, 2019 · Amount on File
Deed Document Number	201951221
Prior Transfer Date	Aug 22, 2014
Prior Transfer Doc	0000048197
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	4538 COPELAND LOOP UNIT 103, 103, HIGHLANDS RANCH, CO 80126-7455
Document Number	0000070506
Instrument Date	Sep 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4538 COPELAND LOOP #103 HIGHLANDS RANCH CO 801267455, 103, HIGHLANDS RANCH, CO 80126-7455

Mortgage

Document Number	0000070506
Date	Oct 21, 2019
Instrument	70506

Lender

Name	JAMES L BRASWELL
Address	905 EMMA ST, KEY WEST, FL 33040-7346

Agreement

Term	240 Months
Due	Oct 20, 2039

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Aug 16, 2019
Property Address	4538 COPELAND LOOP UNIT 103, 103, HIGHLANDS RANCH, CO 80126-7455
Document Number	0000051221
Map Reference	DOC 2005075996
Instrument Date	Aug 16, 2019
Instrument	2019051221
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9689 COVE CREEK DR, HIGHLANDS RANCH, CO 80129-5768

Mortgage

Document Number	0000051222
Date	Aug 16, 2019
Instrument	2019051222

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Jul 3, 2019
Property Address	4538 COPELAND LOOP UNIT 103, 103, HIGHLANDS RANCH, CO 80126-7455
Document Number	0000039265
Instrument Date	Jul 2, 2019
Instrument	39265
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$30.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4343 N SCOTTSDALE RD #390 SCOTTSDALE AZ 852513347, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4538 Copeland Loop, Unit 103 was $2,886, up 4.6% from the year before.

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,630 (-) Building $27,630	$406,311 (-) Building $406,311
2025	$2,886.00 (+4.64%)	$27,630 Building $27,630	$406,311 Building $406,311
2024	$2,758.00 (-0.93%)
2023	$2,784.00	$30,170 Building $30,170	$450,337 Building $450,337

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4538 Copeland Loop, Unit 103 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4538 Copeland Loop, Unit 103 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN DOUGLAS COUNTY WSD serves 6,160 people · EPA ID CO0118016
Water Source	Purchased surface water from HIGHLANDS RANCH WSD
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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