4538 151st St, Midlothian, IL 60445 Property Records

Cook County property record for 4538 151st St, Midlothian, IL 60445

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,112 sqft · built 1986
Lot Size	0.402 acres (17,500 sqft)
Owner	Company Name on Record
Tax Bill	$7,949 (2023)
Deeds & Mortgages	Apr 2022 Transfer Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-10-311-032`

Property Details

APN / Parcel Number

Primary APN	`28-10-311-032`
Alternative APN	`28-10-311-032-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,112 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	17,500 sqft (0.402 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4538 151ST ST
City	MIDLOTHIAN
State	IL
Zip	60445-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 10 FT W 225 FT S 175 FT BLK 44 IN ARTHUR T MC INTOSHS ADD TO MIDLOT HIAN FARMS SW4 SW4 E2 SE4 OF SEC...
Legal Range	13E
Legal Township	36N
Legal Section	10
Legal Subdivision	ARTHUR T MC INTOSHS ADD MILE
Legal Block	44
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	3
Census Block	3017
Census Tract	824602

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4538 151ST ST, MIDLOTHIAN, IL 60445-3217
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Intrafamily Transfer, Transfer ATTORNEY
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MTG
Apr 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage PACOR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 17, 2022
Transfer Doc	0000018319
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Apr 26, 2022
Property Address	4538 151ST ST, MIDLOTHIAN, IL 60445-3217
Document Number	0011618319
Instrument Date	Feb 17, 2022
Instrument	2211618319
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4538 151ST ST, MIDLOTHIAN, IL 60445-3217

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4538 151ST ST, MIDLOTHIAN, IL 60445-3217
Document Number	2011407061
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4538 151ST ST MIDLOTHIAN IL 604453217, MIDLOTHIAN, IL 60445-3217

Mortgage

Document Number	2011407061
Date	Apr 23, 2020
Instrument	11407061

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2050

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4538 151ST ST, MIDLOTHIAN, IL 60445-3217
Document Number	1711706051
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	May 5, 2017
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4538 151ST ST MIDLOTHIAN IL 604453217, MIDLOTHIAN, IL 60445-3217

Mortgage

Document Number	1711706051
Date	Apr 27, 2017
Instrument	11706051

Lender

Name	PACOR MTG
Type	Mortgage Company
Address	OAK FOREST, IL 60452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 26, 2037

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Midlothian Village
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Midlothian School District 143 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,970 (+16.77%) Land $6,125 Building $20,845	$269,700 (+16.77%) Land $61,250 Building $208,450
2023	$7,949.00 (-14.01%)
2022	$9,244.00 Homeowner's exemption	$23,096 Land $5,250 Building $17,846	$230,960 Land $52,500 Building $178,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	30 (1980–2024)
Claims Outside the SFHA	5 of 30
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDLOTHIAN serves 14,819 people · EPA ID IL0311920
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500

May also be available: T-Mobile.

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