4528 151st St, Midlothian, IL 60445 Property Records

Cook County property record for 4528 151st St, Midlothian, IL 60445

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,110 sqft · built 1955
Lot Size	0.402 acres (17,500 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Dec 2021)
Tax Bill	$9,840 (2023)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-10-311-034`

Property Details

APN / Parcel Number

Primary APN	`28-10-311-034`
Alternative APN	`28-10-311-034-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,110 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	17,500 sqft (0.402 acres)
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4528 151ST ST
City	MIDLOTHIAN
State	IL
Zip	60445-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A T (MCINTOSHS) ADD TO (MIDLOTHIAN)(FARMS) SUB OF SW SE & EH OF SE SEC9 & WH SW & W 33/80 OF EH OF SAID SW IN SEC 10 SEC 10-3
Legal Range	13E
Legal Township	36N
Legal Section	10
Legal Subdivision	MCINTOSHS ADD TO MIDLOTHIAN FARMS
Legal Block	44
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	3
Census Block	3017
Census Tract	824602

Owner

Source: Cook County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4528 151ST ST, MIDLOTHIAN, IL 60445-3217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 29, 2021	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Deed Document Number	20216146
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4528 151ST ST, MIDLOTHIAN, IL 60445-3217
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4528 151ST ST, MIDLOTHIAN, IL 60445-3217

Mortgage

Document Number	0032406394
Date	Nov 20, 2023
Instrument	2332406394

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 29, 2021
Property Address	4528 151ST ST, MIDLOTHIAN, IL 60445-3217
Document Number	0036306146
Instrument Date	Dec 16, 2021
Instrument	2136306146
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4528 151ST ST, MIDLOTHIAN, IL 60445-3217

Mortgage

Document Number	0036306147
Date	Dec 29, 2021
Instrument	2136306147

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Midlothian Village
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Midlothian School District 143 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,000 (+16.38%) Land $6,125 Building $19,875	$260,000 (+16.38%) Land $61,250 Building $198,750
2023	$9,840.00 (-6.25%)
2022	$10,496.00 Homeowner's exemption Senior Citizen's exemption	$22,340 Land $5,250 Building $17,090	$223,400 Land $52,500 Building $170,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	30 (1980–2024)
Claims Outside the SFHA	5 of 30
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDLOTHIAN serves 14,819 people · EPA ID IL0311920
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500

May also be available: T-Mobile.

Nearby Properties on 151st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures