Kenton County property record for 4537 Kidwell Ln, Fort Wright, KY 41017
| Property Type | Vacant Land |
|---|---|
| Lot Size | 5.49 acres (239,144 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $105,000 (Feb 2024) |
| Tax Bill | $1,040 (2025) |
| Deeds & Mortgages | Sep 2026 Construction Loan Feb 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-10-01-280.00 |
| Primary APN | 045-10-01-280.00 |
|---|
| Lot Area | 239,144 sqft (5.49 acres) |
|---|
| Street Address | 4537 KIDWELL LN |
|---|---|
| City | FT WRIGHT |
| State | KY |
| Zip | 41017-9218 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | FOWLER RIDGE SEC 18 LOT 2 5.49 ACS |
| Legal Subdivision | FOWLER RIDGE |
| Legal Phase | 18 |
| Legal Lot Number | 2 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 66801 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5445 BAYBERRY CT, TAYLOR MILL, KY 41015-2174 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK |
| Feb 5, 2024 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Apr 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2024 · Amount on Record |
| Deed Sale | Feb 5, 2024 · Amount on Record |
| Deed Document Number | 2024212 |
| Deed Book / Page | 268 / 263 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 8, 2026 |
| Property Address | 4537 KIDWELL LN, FT WRIGHT, KY 41017-9218 |
| Document Number | 0000020439 |
| Book / Page | 494 / 314 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 202620439 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5445 BAYBERRY CT, TAYLOR MILL, KY 41015-2174 |
| Document Number | 0000020439, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 494/314 |
| Instrument | 202620439 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 5, 2024 |
| Property Address | 4537 KIDWELL LN, FT WRIGHT, KY 41017-9218 |
| Document Number | 0005900212 |
| Book / Page | KC 268 / 263 |
| Map Reference | SL I-2265 |
| Instrument Date | Feb 2, 2024 |
| Instrument | 24020505900212 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5445 BAYBERRY CT, TAYLOR MILL, KY 41015-2174 |
| Document Number | 0005900213 |
|---|---|
| Date | Feb 5, 2024 |
| Instrument | 24020505900213 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6% |
| Max Rate At Change | 10% |
| Max Rate | 13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 28, 2022 |
| Property Address | 4537 KIDWELL LN, FT WRIGHT, KY 41017-9218 |
| Document Number | 0005900069 |
| Book / Page | 162 / 210 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 22042805900069 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4872 FOWLER CREEK RD, COVINGTON, KY 41017-9525 |
| Name | Verified Name |
|---|---|
| Address | 1216 PARKSIDE DR, BATAVIA, OH 45103-2516 |
| Document Number | 0005900086 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 365/480 |
| Instrument | 22042805900086 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | May 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,000 (-) Land $105,000 | $105,000 (-) Land $105,000 | |
| 2025 | $1,040.00 (+10.87%) | $105,000 (+19.32%) Land $105,000 | $105,000 (+19.32%) Land $105,000 |
| 2023 | $938.00 | $88,000 Land $88,000 | $88,000 Land $88,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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