Kenton County property record for 4528 Kidwell Ln, Fort Wright, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · built 2023 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Jun 2023) |
| Tax Bill | $3,171 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Jun 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-10-01-233.01 |
| Primary APN | 045-10-01-233.01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 3,049 sqft (0.07 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 4528 KIDWELL LN |
|---|---|
| City | FT WRIGHT |
| State | KY |
| Zip | 41017-9217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOWLER RIDGE SEC 18 LOT 5 FORMERLY LOT 233A SEC 17 |
| Legal Subdivision | FOWLER RIDGE |
| Legal Phase | 18 |
| Legal Lot Number | 5 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 66801 |
4528 Kidwell Ln is owned and occupied by two individuals who acquired it in December 2025.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4528 KIDWELL LN, FT WRIGHT, KY 41017-9217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2025 | Intrafamily Transfer, Transfer |
| Jun 9, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 29, 2022 | Warranty Deed, Transfer |
| Dec 18, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2023 · Amount on File |
| Deed Sale | Jun 9, 2023 · Amount on File |
| Prior Sale | Mar 29, 2022 · Amount on File |
| Deed Document Number | 2023142 |
| Deed Book / Page | 230 / 306 |
| Last Transfer Date | Dec 4, 2025 |
| Transfer Doc | 0005900086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 12, 2025 |
| Property Address | 4528 KIDWELL LN, FT WRIGHT, KY 41017-9217 |
| Document Number | 0005900086 |
| Book / Page | KC 380 / 122 |
| Map Reference | SL I-2265 |
| Instrument Date | Dec 4, 2025 |
| Instrument | 25121205900086 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4528 KIDWELL LN, FT WRIGHT, KY 41017-9217 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4528 KIDWELL LN, FT WRIGHT, KY 41017-9217 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 9, 2023 |
| Property Address | 4528 KIDWELL LN, FT WRIGHT, KY 41017-9217 |
| Document Number | 0005900142 |
| Book / Page | KC 230 / 306 |
| Map Reference | SL I-2265 |
| Instrument Date | May 25, 2023 |
| Instrument | 23060905900142 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2245 GILBERT AVE STE 205, 205, CINCINNATI, OH 45206-3000 |
| Name | Verified Name |
|---|---|
| Address | 4528 KIDWELL LN, FT WRIGHT, KY 41017-9217 |
| Document Number | 0005900143 |
|---|---|
| Date | Jun 9, 2023 |
| Book Page | KCM 468/103 |
| Instrument | 23060905900143 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 29, 2022 |
| Property Address | 4528 KIDWELL LN, FT WRIGHT, KY 41017-9217 |
| Document Number | 0005900155 |
| Book / Page | 156 / 136 |
| Map Reference | SL I-2265 |
| Instrument Date | Feb 27, 2022 |
| Instrument | 22032905900155 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $84.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 WEST CRISTLETON AVE, CINCINNATI, OH 45206 |
| Name | Verified Name |
|---|---|
| Address | 2245 GILBERT AVE STE 205, 205, CINCINNATI, OH 45206-3000 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 18, 2019 |
| Property Address | 4528 KIDWELL LN, FT WRIGHT, KY 41017-9217 |
| Document Number | 0000000102 |
| Book / Page | 0I4381 / 000094 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 102 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 W CRITTERDER AVE FORT WRIGHT KY 41011, FORT WRIGHT, KY 41011 |
The 2025 property tax bill for 4528 Kidwell Ln was $3,171.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $320,000 (-) Land $35,000 Building $285,000 | $320,000 (-) Land $35,000 Building $285,000 | |
| 2025 | $3,171.00 | $320,000 Land $42,000 Building $278,000 | $320,000 Land $42,000 Building $278,000 |
| 2023 | $447.00 | $42,000 Land $42,000 | $42,000 Land $42,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4528 Kidwell Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4528 Kidwell Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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