St. Louis County property record for 4537 Berg Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,498 sqft · built 1988 |
| Lot Size | 1.81 acres (79,127 sqft) |
| Owner | Individual Name on File |
| Last Sale | $13,939 (Aug 2021) |
| Tax Bill | $5,058 (2026) |
| Deeds & Mortgages | Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 375-0024-00160 |
| Primary APN | 375-0024-00160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,498 sqft Gross Area |
| 1st Floor Area | 1,498 sqft |
| Basement Area | 252 sqft |
| Finished Basement | 252 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 79,127 sqft (1.81 acres) |
| Garage Area | 572 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | 175 sqft |
| Patio Area | 132 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 83910 |
|---|---|
| Street Address | 4537 BERG RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | LOTS 16 THRU 18 SERIAL # |
| Legal Subdivision | BERGS DIV TOWN OF GNESEN |
| Legal Lot Number | 16-18 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GNESEN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10602 |
4537 Berg Rd is owned and occupied by an individual who bought it in August 2021.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4537 BERG RD, DULUTH, MN 55803-9354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2021 · Amount on File |
| Deed Sale | Aug 5, 2021 · Amount on File |
| Deed Document Number | 20211421148 |
| Prior Transfer Date | Aug 3, 2021 |
| Prior Transfer Doc | 0001421148 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4537 BERG RD, DULUTH, MN 55803-9354 |
| Document Number | 00A1353841 |
| Instrument Date | Apr 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4537 BERG RD DULUTH MN 558039354, DULUTH, MN 55803-9354 |
| Document Number | 00A1353841 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | A1353841 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2049 |
The 2026 property tax bill for 4537 Berg Rd was $5,058 with a homeowner's exemption, up 9.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Gnesen Township |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,058.00 (+9.29%) Homeowner's exemption | ||
| 2025 | $4,628.00 (-0.3%) Homeowner's exemption | $576,800 (+28.61%) Land $214,500 Building $362,300 | $576,800 (+28.61%) Land $214,500 Building $362,300 |
| 2024 | $4,642.00 | $448,500 Land $228,000 Building $220,500 | $448,500 Land $228,000 Building $220,500 |
| 2022 | $429,000 Land $218,000 Building $211,000 | $429,000 Land $218,000 Building $211,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4537 Berg Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4537 Berg Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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