4534 Berg Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4534 Berg Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,298 sqft · built 1950
Lot Size	0.376 acres (16,418 sqft)
Owner	Individual Name on File
Last Sale	$10,000 (Jan 2001)
Tax Bill	$4,360 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`375-0024-00070`

Property Details

APN / Parcel Number

Primary APN	`375-0024-00070`
Alternative APN	`525816`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,298 sqft Gross Area
1st Floor Area	1,298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	16,418 sqft (0.376 acres)
Garage Area	528 sqft

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	64 sqft
Patio Area	168 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	525816
Street Address	4534 BERG RD
City	DULUTH
State	MN
Zip	55803-9354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	LOT: 0007 BLOCK:000 SERIAL #
Legal Subdivision	BERGS DIVISION
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	1
Census Block	1018
Census Tract	10602

Owner

4534 Berg Rd is owned and occupied by an individual who acquired it in October 2006.

Source: St. Louis County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	4534 BERG RD, DULUTH, MN 55803-9354
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2001 · Amount on File
Deed Sale	Jan 18, 2001 · Amount on File
Deed Document Number	2001695474
Last Transfer Date	Oct 9, 2006
Transfer Doc	0001033020
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Sep 22, 2026
Property Address	4534 BERG RD, DULUTH, MN 55803-9354
Document Number	0001540796
Instrument Date	Sep 8, 2026
Instrument	20261540796
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4534 BERG RD, DULUTH, MN 55803-9354

Mortgage

Document Number	0001540796,
Date	Sep 22, 2026
Instrument	20261540796

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4534 BERG RD, DULUTH, MN 55803-9354
Document Number	00A1401562
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4534 BERG RD DULUTH MN 558039354, DULUTH, MN 55803-9354

Mortgage

Document Number	00A1401562
Date	Jan 21, 2021
Instrument	A1401562

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 4534 Berg Rd was $4,360 with a homeowner's exemption, up 9.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,360.00 (+9.27%) Homeowner's exemption
2025	$3,990.00 (-0.94%) Homeowner's exemption	$520,900 (+32.95%) Land $116,200 Building $404,700	$520,900 (+32.95%) Land $116,200 Building $404,700
2024	$4,028.00	$391,800 Land $116,200 Building $275,600	$391,800 Land $116,200 Building $275,600
2022		$375,000 Land $111,300 Building $263,700	$375,000 Land $111,300 Building $263,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4534 Berg Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4534 Berg Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Berg Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures