4535 Orlet Rd, Waterloo, IL 62298 Property Records

St. Clair County property record for 4535 Orlet Rd, Waterloo, IL 62298

Property Summary

Property Type	Rural Home
Lot Size	5.13 acres (223,463 sqft)
Owner	2 Individual Names on File
Tax Bill	$44 (2019)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2020 Line of Credit + 1 more
APN	`16-24-0-100-019`

Property Details

APN / Parcel Number

Primary APN	`16-24-0-100-019`

Exterior

Lot Area	223,463 sqft (5.13 acres)

Location & Zoning

Street Address	4535 ORLET RD
City	WATERLOO
State	IL
Zip	62298-4301
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	MILLSTADT TWP SEC 23& 24 LOT/SEC-24-SUBL/TWP-2S-BLK/RG-9W PT SE NW A02627261
Legal Range	09W
Legal Township	02S
Legal Section	24
Legal Subdivision	MILLS
Jurisdiction	ST CLAIR IL
Township / Civil Division	MILLSTADT
Census Block Group	3
Census Block	3083
Census Tract	503203

Owner

Source: St. Clair County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4509 ORLET RD, WATERLOO, IL 62298-4301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage FIRST NAT'L BK/WATERLOO
Jan 13, 2020	Trustee's Deed, Construction Loan · Line of Credit FIRST NAT'L BK/WATERLOO
Sep 20, 2019	Quit Claim Deed, Transfer TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 20, 2019
Deed Sale	Sep 20, 2019
Prior Sale	Apr 21, 2015
Deed Document Number	A02627261
Record Updated	Jun 7, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	4535 ORLET RD, WATERLOO, IL 62298-4301
Document Number	00A2678255
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4535 ORLET RD WATERLOO IL 622984301, WATERLOO, IL 62298-4301

Mortgage

Document Number	00A2678255
Date	Dec 3, 2020
Instrument	2678255

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank
Address	SMITHTON, IL 62285

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2050

January 2020: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 13, 2020
Property Address	4535 ORLET RD, WATERLOO, IL 62298-4301
Instrument Date	Dec 31, 2019
Instrument	2638942
Transaction Type	Construction Loan
Record Updated	Jan 24, 2020
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4535 ORLET RD WATERLOO IL 62298, WATERLOO, IL 62298

Mortgage

Document Number	00A2638942
Date	Jan 13, 2020
Instrument	2638942

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank
Address	SMITHTON, IL 62285

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 20, 2019
Property Address	4535 ORLET RD, WATERLOO, IL 62298-4301
Document Number	00A2627261
Instrument Date	Sep 19, 2019
Instrument	2627261
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4509 ORLET RD WATERLOO IL 622984301, WATERLOO, IL 62298-4301

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Millstadt Township
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022		$74,879 Land $19,293 Building $55,586	$224,637 Land $57,879 Building $166,758
2019	$44.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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