4505 Orlet Rd, Waterloo, IL 62298 Property Records

St. Clair County property record for 4505 Orlet Rd, Waterloo, IL 62298 · Last verified August 2023

Property Summary

Property TypeSingle Family Home
Details1,368 sqft · built 1991
Lot Size10.1 acres (440,392 sqft)
Owner2 Individual Names on File
Tax Bill$3,345 (2019)
Deeds & MortgagesOct 2020 Construction Loan
APN16-24-0-100-016

Property Details

APN / Parcel Number

Primary APN16-24-0-100-016

Interior

Stories1 Story
Building Area1,368 sqft Living Area
Gross Area2,736 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2000
Architectural StyleOther
Exterior MaterialWood
Construction TypeFrame
Lot Area440,392 sqft (10.1 acres)
Garage Area594 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area128 sqft
Deck Area18,000 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address4505 ORLET RD
CityWATERLOO
StateIL
Zip62298-4301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILLSTADT TWP SEC 23& 24 LOT/SEC-24-SUBL/TWP-2S-BLK/RG-9W PT SE NW AS IN BK 2747-2002
Legal Range09W
Legal Township02S
Legal Section24
Legal SubdivisionMILLS
JurisdictionST CLAIR IL
Township / Civil DivisionMILLSTADT
Census Block Group3
Census Block3083
Census Tract503203

Owner

Source: St. Clair County records · APN 16-24-0-100-016

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4505 ORLET RD, WATERLOO, IL 62298-4301
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 07, 2026

October 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Recording DateOct 22, 2020
Property Address4505 ORLET RD, WATERLOO, IL 62298-4301
Document Number00A2672176
Instrument DateOct 08, 2020
Instrument2672176
Transaction TypeConstruction Loan
Record UpdatedNov 26, 2020
Title CompanyACCENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4505 ORLET RD WATERLOO IL 622984301, WATERLOO, IL 62298-4301

Mortgage

Document Number00A2672176
DateOct 22, 2020
Instrument2672176
Lender
NameFIRST NAT'L BK/WATERLOO
TypeBank
AddressWATERLOO, IL 62298
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term180 Months
DueOct 21, 2035

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionMillstadt Township
Secondary School DistrictFreeburg Community High School District 77 (09 - 12)
Elementary School DistrictSmithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2022$58,893 Land $5,380 Building $53,513$176,679 Land $16,140 Building $160,539
2019$3,345.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635032033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Orlet Rd

Nearby Streets

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