Clay County property record for 4535 Blue Stem Way, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.137 acres (5,999 sqft) |
| Owner | Company Name on File |
| Last Sale | $205,652 (Oct 2016) |
| Tax Bill | $6,648 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 58.768.0750 |
| Primary APN | 58.768.0750 |
|---|
| Lot Area | 5,999 sqft (0.137 acres) |
|---|
| Street Address | 4535 BLUE STEM WAY |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-7079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 006 LOT 008 SUBDIVISIONCD 58768 SUBDIVISIONNAME STONEMILL ESTATES 2ND ADDITION |
| Legal Subdivision | STONEMILL ESTATES 2ND ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 8 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 30110 |
4535 Blue Stem Way is owned by a company that bought it in October 2016.
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4609 33RD AVE S, 400, FARGO, ND 58104-1001 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WESTERN STATE BANK |
| Sep 14, 2020 | Loan Modification, Mortgage FIRST INT'L BK |
| Sep 5, 2018 | Loan Modification, Mortgage FIRST INT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2016 · Amount on File |
| Deed Sale | Oct 28, 2016 · Amount on File |
| Prior Sale | Oct 28, 2016 · Amount on File |
| Deed Document Number | 2016762667 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 4535 BLUE STEM WAY, MOORHEAD, MN 56560-7079 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000813948 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 813948 |
| Name | WESTERN STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 8, 2026 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 4535 BLUE STEM WAY, MOORHEAD, MN 56560-7079 |
| Document Number | 0000806063 |
| Instrument Date | Sep 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6218 53RD AVE S FARGO ND 581045788, FARGO, ND 58104-5788 |
| Document Number | 0000806063 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 806063 |
| Name | FIRST INT'L BK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58104 |
| Term | 12 Months |
|---|---|
| Due | Sep 21, 2021 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Sep 5, 2018 |
| Property Address | 4535 BLUE STEM WAY, MOORHEAD, MN 56560-7079 |
| Instrument Date | Sep 4, 2018 |
| Instrument | 783253 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4840 AMBER VALLEY PKWY S FARGO ND 581048400, FARGO, ND 58104-8400 |
| Document Number | 0000783253 |
|---|---|
| Date | Sep 5, 2018 |
| Instrument | 783253 |
| Name | FIRST INT'L BK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58104 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Sep 4, 2019 |
The 2026 property tax bill for 4535 Blue Stem Way was $6,648.
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,648.00 | $268,300 (+3.95%) Land $34,000 Building $234,300 | $268,300 (+3.95%) Land $34,000 Building $234,300 |
| 2025 | $258,100 Land $33,300 Building $224,800 | $258,100 Land $33,300 Building $224,800 | |
| 2023 | $5,950.00 | $230,300 Land $30,900 Building $199,400 | $230,300 Land $30,900 Building $199,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4535 Blue Stem Way in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4535 Blue Stem Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon.
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