Clay County property record for 4512 Blue Stem Way, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.211 acres (9,216 sqft) |
| Owner | Individual Name on File |
| Last Sale | $336,900 (Nov 2020) |
| Tax Bill | $6,356 (2026) |
| Deeds & Mortgages | Feb 2026 Transfer Mar 2021 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 58.768.0650 |
| Primary APN | 58.768.0650 |
|---|
| Lot Area | 9,216 sqft (0.211 acres) |
|---|
| Street Address | 4512 BLUE STEM WAY |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-7079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 005 LOT 012 SUBDIVISIONCD 58768 SUBDIVISIONNAME STONEMILL ESTATES 2ND ADDITION |
| Legal Subdivision | STONEMILL ESTATES 2ND ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 12 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30110 |
Source: Clay County assessment roll, APN 58.768.0650, as of August 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4512 BLUE STEM WAY, MOORHEAD, MN 56560-7079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 05, 2026 | Transfer on Death Deed, Transfer |
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO |
| Nov 02, 2020 | Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Sep 14, 2020 | Loan Modification, Mortgage FIRST INT'L BK |
| Sep 16, 2019 | Loan Modification, Mortgage · Line of Credit FIRST INT'L BK |
| Aug 20, 2019 | Warranty Deed, Transfer NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 02, 2020 · Amount on Record |
| Deed Sale | Nov 02, 2020 · Amount on Record |
| Prior Sale | Aug 20, 2019 · Amount on Record |
| Deed Document Number | 2020807982 |
| Last Transfer Date | Feb 05, 2026 |
| Transfer Doc | 0000861968 |
| Record Updated | Jun 08, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Feb 05, 2026 |
| Property Address | 4512 BLUE STEM WAY, MOORHEAD, MN 56560-7079 |
| Document Number | 0000861968 |
| Instrument Date | Feb 05, 2026 |
| Instrument | 861968 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 4512 BLUE STEM WAY, MOORHEAD, MN 56560-7079 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | FM TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000813141 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 813141 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Nov 02, 2020 |
| Property Address | 4512 BLUE STEM WAY, MOORHEAD, MN 56560-7079 |
| Document Number | 0000807982 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 807982 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,112.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4512 BLUE STEM WAY MOORHEAD MN 565607079, MOORHEAD, MN 56560-7079 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 4512 BLUE STEM WAY, MOORHEAD, MN 56560-7079 |
| Document Number | 0000806063 |
| Instrument Date | Sep 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6218 53RD AVE S FARGO ND 581045788, FARGO, ND 58104-5788 |
| Document Number | 0000806063 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 806063 |
| Name | FIRST INT'L BK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58104 |
| Term | 12 Months |
|---|---|
| Due | Sep 21, 2021 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Sep 16, 2019 |
| Property Address | 4512 BLUE STEM WAY, MOORHEAD, MN 56560-7079 |
| Instrument Date | Sep 09, 2019 |
| Instrument | 793564 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6218 53RD AVE S FARGO ND 581045788, FARGO, ND 58104-5788 |
| Document Number | 0000793564 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 793564 |
| Name | FIRST INT'L BK |
|---|---|
| Type | Bank |
| Address | 4501 40TH AVE S, FARGO, ND 58104-4311 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 15, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Aug 20, 2019 |
| Property Address | 4512 BLUE STEM WAY, MOORHEAD, MN 56560-7079 |
| Document Number | 0000792678 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 792678 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2019 |
| Title Company | NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $167.64 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 600 2ND AVE NW #A WEST FARGO ND 580781159, A, WEST FARGO, ND 58078-1159 |
Source: Clay County assessment roll as of August 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,356.00 (+10.92%) | ||
| 2025 | $5,730.00 (+6.66%) Homeowner's exemption | $389,800 (+8.19%) Land $57,400 Building $332,400 | $389,800 (+8.19%) Land $57,400 Building $332,400 |
| 2023 | $5,372.00 Homeowner's exemption | $360,300 Land $53,300 Building $307,000 | $360,300 Land $53,300 Building $307,000 |
Source: FEMA National Flood Hazard Layer, Clay County (27027C), as of October 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270270301102, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 339 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 2,000 / 350 |
| Cable One Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies, Verizon.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system MN1140008, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Moorhead serves 44,583 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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