4515 Oak Orchard Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4515 Oak Orchard Cir, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,488 sqft · built 2017
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Mar 2023)
Tax Bill	$2,360 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-1N-29-1727-00B00-0060`

Property Details

APN / Parcel Number

Primary APN	`10-1N-29-1727-00B00-0060`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,488 sqft Heated Area
Gross Area	3,347 sqft
1st Floor Area	2,971 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	1,200 ft deep x 800 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	101N29172700B000060
Street Address	4515 OAK ORCHARD CIR
City	PACE
State	FL
Zip	32571-1268
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HERITAGE ESTATES LOT 6 BLK B AS DES IN OR 4381 PG 87
Legal Range	29W
Legal Township	01N
Legal Section	10
Legal Subdivision	HERITAGE ESTATES
Legal Block	B
Legal Lot Number	6
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2004
Census Tract	10708

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4515 OAK ORCHARD CIR, PACE, FL 32571-1268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Mar 31, 2023	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
May 24, 2021	Warranty Deed, Transfer ATTORNEY
Sep 13, 2019	Warranty Deed, Transfer EMERALD COAST TITLE INC
Aug 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 27, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Prior Sale	May 24, 2021 · Amount on Record
Deed Document Number	202313786
Deed Book / Page	4381 / 87
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4515 OAK ORCHARD CIR, PACE, FL 32571-1268
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 OAK ORCHARD CIR, PACE, FL 32571-1268

Mortgage

Document Number	0046561196
Date	Sep 9, 2025
Book Page	4656/1196
Instrument	202541962

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85286

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 31, 2023
Property Address	4515 OAK ORCHARD CIR, PACE, FL 32571-1268
Document Number	0043810087
Book / Page	4381 / 87
Map Reference	MB 12 PG 23
Instrument Date	Mar 27, 2023
Instrument	202313786
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5460 ROWE TRL, PACE, FL 32571-9557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 OAK ORCHARD CIR, PACE, FL 32571-1268

Mortgage

Document Number	0043810088
Date	Mar 31, 2023
Book Page	4381/88
Instrument	202313787

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 24, 2021
Property Address	4515 OAK ORCHARD CIR, PACE, FL 32571-1268
Document Number	0041221762
Book / Page	4122 / 1762
Map Reference	MB 12 PG 23
Instrument Date	May 17, 2021
Instrument	202134714
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,476.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 22662, CHATTANOOGA, TN 37422-2662

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4515 OAK ORCHARD CIR, PACE, FL 32571-1268

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 13, 2019
Property Address	4515 OAK ORCHARD CIR, PACE, FL 32571-1268
Document Number	0038691880
Book / Page	003869 / 001880
Instrument Date	Sep 10, 2019
Instrument	41022
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	EMERALD COAST TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4515 OAK ORCHARD CIR PACE FL 325711268, PACE, FL 32571-1268

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 22, 2019
Property Address	4515 OAK ORCHARD CIR, PACE, FL 32571-1268
Document Number	0038621142
Book / Page	003862 / 001142
Instrument Date	Aug 21, 2019
Instrument	37159
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4515 OAK ORCHARD CIR PACE FL 325711268, PACE, FL 32571-1268

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 27, 2017
Property Address	4515 OAK ORCHARD CIR, PACE, FL 32571-1268
Document Number	0036891543
Book / Page	3689 / 1543
Map Reference	MB12 PG23&24
Instrument Date	Dec 15, 2017
Instrument	201752960
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 OAK ORCHARD CIR, MILTON, FL 32571-1268

Mortgage

Document Number	0201752961
Date	Dec 27, 2017
Instrument	201752961

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,360.00 (-34.13%) Homeowner's exemption	$213,383 (-31.89%)	$311,630 (-2.4%) Land $45,000 Building $266,630
2023	$3,583.00 (+2.49%) Homeowner's exemption	$313,271 (+3%)	$319,281 (+4.98%) Land $55,000 Building $264,281
2022	$3,496.00 Homeowner's exemption	$304,147	$304,147 Land $40,000 Building $264,147

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2004–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications.

Nearby Properties on Oak Orchard Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures