4532 Windcrest Dr, Reno, NV 89523 Property Records

Washoe County property record for 4532 Windcrest Dr, Reno, NV 89523

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,917 sqft · built 1990
Lot Size	0.105 acres (4,574 sqft)
Owner	Company Name on Record
Last Sale	$430,000 (Dec 2021)
Tax Bill	$2,745 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`400-072-43`

Property Details

APN / Parcel Number

Primary APN	`400-072-43`
Alternative APN	`8960`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,917 sqft Living Area
1st Floor Area	1,032 sqft
2nd Floor Area	885 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	4,574 sqft (0.105 acres)
Garage Type	Built-in
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	412 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8960
Street Address	4532 WINDCREST DR
City	RENO
State	NV
Zip	89523-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF8
Legal Description	SAGE POINT 2 LT 56 BLK B
Legal Range	19
Legal Township	19
Legal Subdivision	SAGE POINT 2
Legal Block	B
Legal Lot Number	56
Jurisdiction	WASHOE NV
Township / Civil Division	RENO NORTH
Census Block Group	2
Census Block	2007
Census Tract	1201

Owner

Source: Washoe County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	3716 LAKESIDE DR STE 200, 200, RENO, NV 89509-5292
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 20, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage ALL WESTERN MORTGAGE INC
Jul 8, 2021	Re-recorded Document

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	0005260467
Last Transfer Date	Jun 12, 2025
Transfer Doc	0005546087
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	4532 WINDCREST DR, RENO, NV 89523-9413
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005445816
Date	Apr 1, 2024
Instrument	5445816

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Dec 20, 2021
Property Address	4532 WINDCREST DR, RENO, NV 89523-9413
Document Number	0005260467
Instrument Date	Dec 20, 2021
Instrument	5260467
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	STEWART TITLE, STEWART TITLE COMPANY NV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,763.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2859 MOUNTAIN SPRINGS RD, 2859, RENO, NV 89519-7358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3716 LAKESIDE DR STE 200, 200, RENO, NV 89509-5292

Mortgage

Document Number	0005260468
Date	Dec 20, 2021
Instrument	5260468

Lender

Name	ALL WESTERN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WASHOE NV
Recording Date	Jul 8, 2021
Property Address	4532 WINDCREST DR, RENO, NV 89523-9413
Document Number	0005201831
Map Reference	FILE 12895509
Instrument Date	May 13, 2021
Instrument	5201831
Record Updated	Aug 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2859 MOUNTAIN SPRINGS RD, 2859, RENO, NV 89519-7358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2859 MOUNTAIN SPRINGS RD, RENO, NV 89519-7358

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,745.00 (+6.03%)	$99,183 (+10.05%) Land $44,730 Building $54,453	$283,380 (+10.05%) Land $127,800 Building $155,580
2023	$2,589.00	$90,127 Land $37,240 Building $52,887	$257,506 Land $106,400 Building $151,106

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.9% of Nevada
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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