4532 Horseshoe Bend Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 4532 Horseshoe Bend Rd, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,436 sqft · built 1991
Lot Size	0.459 acres (19,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Dec 2023)
Tax Bill	$1,727 (2026)
Deeds & Mortgages	Dec 2023 Sale Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11 31 1117`

Property Details

APN / Parcel Number

Primary APN	`11 31 1117`
Alternative APNs	`159401` `179316`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,436 sqft Heated Area
Gross Area	2,660 sqft
1st Floor Area	1,196 sqft
Basement Area	1,436 sqft
Finished Basement	778 sqft
Unfinished Basement	658 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	198 ft deep x 101 ft wide
Porch	Slab
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	179316
Street Address	4532 HORSESHOE BEND RD
City	HUDSON
State	NC
Zip	28638-8851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2099 PG 737 YR 2023 ST 560.00
Legal Subdivision	SOUTHPARK
Jurisdiction	CALDWELL NC
Township / Civil Division	NORTH CATAWBA
Census Block Group	4
Census Block	4039
Census Tract	30700

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4532 HORSESHOE BEND RD, HUDSON, NC 28638-8851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Warranty Deed, Transfer
Feb 22, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023 · Amount on Record
Deed Sale	Dec 18, 2023 · Amount on Record
Prior Sale	Jan 1, 1990 · Amount on Record
Deed Document Number	202310091315
Deed Book / Page	2099 / 737
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Dec 18, 2023
Property Address	4532 HORSESHOE BEND RD, HUDSON, NC 28638-8851
Document Number	0020990737
Book / Page	2099 / 737
Instrument Date	Dec 18, 2023
Instrument	10091315
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4593 HORSESHOE BEND RD, HUDSON, NC 28638-8851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4532 HORSESHOE BEND RD, HUDSON, NC 28638-8851

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4532 HORSESHOE BEND RD, HUDSON, NC 28638-8851
Document Number	0010041624
Instrument Date	Feb 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4532 HORSESHOE BEND RD HUDSON NC 286388851, HUDSON, NC 28638-8851

Mortgage

Document Number	0010041624
Date	Feb 26, 2020
Book Page	001982/000875
Instrument	10041624

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,727.00 (-19.07%)	$261,300 (-) Land $15,700 Building $245,600
2025	$2,134.00 (+103.63%)	$261,300 (+96.76%) Land $15,700 Building $245,600	$261,300 (+96.76%) Land $15,700 Building $245,600
2023		$132,800 (-) Land $15,700 Building $117,100	$132,800 (-) Land $15,700 Building $117,100
2022	$1,048.00	$132,800 Land $15,700 Building $117,100	$132,800 Land $15,700 Building $117,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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