4518 Horseshoe Bend Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 4518 Horseshoe Bend Rd, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,508 sqft · built 2001
Lot Size	1.58 acres (68,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Jun 1998)
Tax Bill	$3,538 (2026)
Deeds & Mortgages	Feb 2020 Transfer Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11 31 1152`

Property Details

APN / Parcel Number

Primary APN	`11 31 1152`
Alternative APN	`23173`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,508 sqft Heated Area
Gross Area	5,476 sqft
1st Floor Area	2,268 sqft
Upper Floors Area	240 sqft
Basement Area	2,268 sqft
Unfinished Basement	2,268 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	68,825 sqft (1.58 acres)
Garage Type	Finished
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	23173
Street Address	4518 HORSESHOE BEND RD
City	HUDSON
State	NC
Zip	28638-8851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1981 PG 1853 YR 2020 ST 0.00 LIFE ESTATE
Jurisdiction	CALDWELL NC
Township / Civil Division	NORTH CATAWBA
Census Block Group	4
Census Block	4039
Census Tract	30700

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4518 HORSESHOE BEND RD, HUDSON, NC 28638-8851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 25, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITYONE BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 1998 · Amount on Record
Deed Sale	Jun 11, 1998 · Amount on Record
Prior Sale	Jun 1, 1998 · Amount on Record
Deed Book / Page	1226 / 237
Record Updated	Oct 29, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALDWELL NC
Recording Date	Feb 18, 2020
Property Address	4518 HORSESHOE BEND RD, HUDSON, NC 28638-8851
Document Number	0010041368
Book / Page	001981 / 001853
Instrument Date	Feb 3, 2020
Instrument	10041368
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4158 HORSESHOE BEND RD HUDSON NC 28638, HUDSON, NC 28638

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4518 HORSESHOE BEND RD, HUDSON, NC 28638-8851
Document Number	0010008678
Book / Page	001913 / 001495
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Apr 21, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4518 HORSESHOE BEND RD HUDSON NC 286388851, HUDSON, NC 28638-8851

Mortgage

Document Number	0010008678
Date	Feb 16, 2017
Book Page	001913/001495
Instrument	10008678

Lender

Name	COMMUNITYONE BK NA
Type	Bank
Address	HICKORY, NC 28601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,538.00 (-4.53%)	$545,400 (-) Land $21,200 Building $524,200
2025	$3,706.00 (+44.15%)	$545,400 (+65.27%) Land $21,200 Building $524,200	$545,400 (+65.27%) Land $21,200 Building $524,200
2023		$330,000 (-) Land $18,100 Building $311,900	$330,000 (-) Land $18,100 Building $311,900
2022	$2,571.00	$330,000 Land $18,100 Building $311,900	$330,000 Land $18,100 Building $311,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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