4532 Goldfinch Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4532 Goldfinch Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,374 sqft · built 1988
Lot Size	0.68 acres (2,979 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Apr 2008)
Tax Bill	$4,071 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2026 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`158-382-36-00`

Property Details

APN / Parcel Number

Primary APN	`158-382-36-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,374 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	2,979 sqft (0.68 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4532 GOLDFINCH WAY
City	OCEANSIDE
State	CA
Zip	92057-6642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 23 TR 010300
Legal Subdivision	WILLIAMS RANCH
Legal Tract	010300
Legal Block	2
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	18520

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4532 GOLDFINCH WAY, OCEANSIDE, CA 92057-6642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · VA Mortgage FRONTWAVE CU
Jun 10, 2026	Grant Deed, Transfer · Conventional Mortgage STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2008 · Amount on Record
Deed Sale	Apr 28, 2008 · Amount on Record
Prior Sale	Sep 19, 2007 · Amount on Record
Deed Document Number	2008223292
Prior Transfer Date	Jun 22, 1995
Prior Transfer Doc	0000264018
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4532 GOLDFINCH WAY, OCEANSIDE, CA 92057-6642
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4532 GOLDFINCH WAY, OCEANSIDE, CA 92057-6642

Mortgage

Document Number	0000181802
Date	Apr 26, 2022
Instrument	2022-0181802

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 10, 2026
Property Address	4532 GOLDFINCH WAY, OCEANSIDE, CA 92057-6642
Document Number	0000166387
Instrument Date	Jun 8, 2026
Instrument	2026166387
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4532 GOLDFINCH WAY, OCEANSIDE, CA 92057-6642
Investor	Possibly a Property Investor

Mortgage

Document Number	0000166388,
Date	Jun 10, 2026
Instrument	2026166388

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$375,124 (+2%) Land $167,466 Building $207,658
2025	$4,071.00 (+5.3%) Homeowner's exemption	$367,770 (+4.04%) Land $164,183 Building $203,587
2023	$3,866.00 (+1.58%) Homeowner's exemption	$353,491 Land $157,808 Building $195,683
2022	$3,806.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband.

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