4529 Goldfinch Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4529 Goldfinch Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,024 sqft · built 1988
Lot Size	0.77 acres (3,348 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Jul 2021)
Tax Bill	$6,858 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`158-382-12-00`

Property Details

APN / Parcel Number

Primary APN	`158-382-12-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,024 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	3,348 sqft (0.77 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4529 GOLDFINCH WAY
City	OCEANSIDE
State	CA
Zip	92057-6643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 31 TR 010300
Legal Subdivision	WILLIAMS RANCH
Legal Tract	010300
Legal Block	2
Legal Lot Number	31
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18520

Owner

4529 Goldfinch Way is owned and occupied by two individuals who bought it in July 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4529 GOLDFINCH WAY, OCEANSIDE, CA 92057-6643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 13, 2020	Deed of Trust, Mortgage · VA Mortgage ARROWHEAD CAPITAL CORPORATION
Dec 13, 2019	Grant Deed, Transfer · VA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Prior Sale	Dec 13, 2019 · Amount on File
Deed Document Number	2021498486
Prior Transfer Date	Feb 7, 2014
Prior Transfer Doc	0000063293
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 12, 2021
Property Address	4529 GOLDFINCH WAY, OCEANSIDE, CA 92057-6643
Document Number	0000498486
Map Reference	MAP 10300
Instrument Date	Jun 17, 2021
Instrument	2021-0498486
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	LAWYERS TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4529 GOLDFINCH WAY, OCEANSIDE, CA 92057-6643

Mortgage

Document Number	0000498487
Date	Jul 12, 2021
Instrument	2021-0498487

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4529 GOLDFINCH WAY, OCEANSIDE, CA 92057-6643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4529 GOLDFINCH WAY, OCEANSIDE, CA 92057-6643

Mortgage

Document Number	0000618037
Date	Oct 13, 2020
Instrument	2020-0618037

Lender

Name	ARROWHEAD CAPITAL CORPORATION
Type	Non-Lending Institution
Address	REDLANDS, CA 92374

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 13, 2019
Property Address	4529 GOLDFINCH WAY, OCEANSIDE, CA 92057-6643
Document Number	0000584750
Map Reference	MAP 10300
Instrument Date	Dec 6, 2019
Instrument	2019-0584750
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4529 GOLDFINCH WAY, OCEANSIDE, CA 92057-6643

Mortgage

Document Number	0000584751
Date	Dec 13, 2019
Instrument	2019-0584751

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4529 Goldfinch Way was $6,858.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$622,396 (+2%) Land $443,796 Building $178,600
2025	$6,858.00	$610,194 Land $435,095 Building $175,099
2023	$6,520.00 (+1.54%)	$586,500 Land $418,200 Building $168,300
2022	$6,421.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4529 Goldfinch Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4529 Goldfinch Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband.

Nearby Properties on Goldfinch Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures