San Diego County property record for 4532 Ave Privado, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,860 sqft · built 1992 |
| Lot Size | 0.12 acres (5,228 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $909,000 (Nov 2023) |
| Tax Bill | $10,322 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-610-06-00 |
| Primary APN | 160-610-06-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,860 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 5,228 sqft (0.12 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4532 AVENIDA PRIVADO |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-7737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 6 TR 012724 |
| Legal Subdivision | IVEY RANCH |
| Legal Tract | 012724 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 18524 |
Source: San Diego County records · APN 160-610-06-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4532 AVENIDA PRIVADO, OCEANSIDE, CA 92057-7737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 04, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SSM FUNDING INC |
| Nov 27, 2023 | Grant Deed, Transfer · Conventional Mortgage SSM FUNDING INC |
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jul 27, 2022 | Grant Deed, Transfer · Conventional Mortgage EVOLVE BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on Record |
| Deed Sale | Nov 27, 2023 · Amount on Record |
| Prior Sale | Jul 27, 2022 · Amount on Record |
| Deed Document Number | 2023326917 |
| Prior Transfer Date | Jan 10, 2011 |
| Prior Transfer Doc | 0000069075 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4532 AVENIDA PRIVADO, OCEANSIDE, CA 92057-7737 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4532 AVENIDA PRIVADO, OCEANSIDE, CA 92057-7737 |
| Document Number | 0000310352 |
|---|---|
| Date | Nov 04, 2025 |
| Instrument | 2025-0310352 |
| Name | SSM FUNDING INC |
|---|---|
| Address | CARLSBAD, CA 92011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 27, 2023 |
| Property Address | 4532 AVENIDA PRIVADO, OCEANSIDE, CA 92057-7737 |
| Document Number | 0000326917 |
| Map Reference | MAP 12724 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 2023-0326917 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4532 AVENIDA PRIVADO, OCEANSIDE, CA 92057-7737 |
| Document Number | 0000326918 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 2023-0326918 |
| Name | SSM FUNDING INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4532 AVENIDA PRIVADO, OCEANSIDE, CA 92057-7737 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2022 |
| Title Company | NAVY FEDERAL TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 4532 AVENIDA PRIVADO, OCEANSIDE, CA 92057-7737 |
| Document Number | 0000144548 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021-0144548 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 27, 2022 |
| Property Address | 4532 AVENIDA PRIVADO, OCEANSIDE, CA 92057-7737 |
| Document Number | 0000307089 |
| Map Reference | MAP 12724 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 2022-0307089 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2022 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4532 AVENIDA PRIVADO, OCEANSIDE, CA 92057-7737 |
| Document Number | 0000307090 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 2022-0307090 |
| Name | EVOLVE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Aug 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 9.87% |
| Index | Other |
| Max Rate | 9.87% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $945,722 (+2%) Land $579,172 Building $366,550 | |
| 2025 | $10,322.00 (+8.92%) Homeowner's exemption | $927,179 (+8.57%) Land $567,816 Building $359,363 |
| 2023 | $9,477.00 (+87.59%) | $854,000 Land $523,000 Building $331,000 |
| 2022 | $5,052.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 623 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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