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4520 Ave Privado, Oceanside, CA 92057 Property Records

San Diego County property record for 4520 Ave Privado, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,860 sqft · built 1992
Lot Size0.117 acres (5,085 sqft)
Owner2 Individual Names on File
Last Sale$765,000 (Apr 2021)
Tax Bill$7,334 (2025)
Deeds & MortgagesMar 2021 Mortgage
Apr 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN160-610-04-00

Property Details

APN / Parcel Number

Primary APN160-610-04-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,860 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area5,085 sqft (0.117 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4520 AVENIDA PRIVADO
CityOCEANSIDE
StateCA
Zip92057-7735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 TR 012724
Legal SubdivisionIVY RANCH
Legal Tract012724
Legal Block1
Legal Lot Number4
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1000
Census Tract18524

Owner

Source: San Diego County records · APN 160-610-04-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4520 AVENIDA PRIVADO, OCEANSIDE, CA 92057-7735
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Apr 19, 2021Grant Deed, Transfer · Conventional Mortgage
MORTGAGE RESEARCH CENTER LLC
Jul 24, 2018Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 19, 2021 · Amount on Record
Deed SaleApr 19, 2021 · Amount on Record
Prior SaleOct 16, 1997 · Amount on Record
Deed Document Number2021302627
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4520 AVENIDA PRIVADO, OCEANSIDE, CA 92057-7735
Transaction TypeMortgage
Record UpdatedApr 07, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4520 AVENIDA PRIVADO, OCEANSIDE, CA 92057-7735

Mortgage

Document Number0000239770
DateMar 29, 2021
Instrument2021-0239770
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueJan 01, 2051

April 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 19, 2021
Property Address4520 AVENIDA PRIVADO, OCEANSIDE, CA 92057-7735
Document Number0000302627
Map ReferenceMAP 12724
Instrument DateMar 26, 2021
Instrument2021-0302627
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE COMPANY/CA, TICOR TITLE CO SD BRANCH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4520 AVENIDA PRIVADO, OCEANSIDE, CA 92057-7735

Mortgage

Document Number0000302628
DateApr 19, 2021
Instrument2021-0302628
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4520 AVENIDA PRIVADO, OCEANSIDE, CA 92057-7735
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000300751
DateJul 24, 2018
Instrument2018-0300751
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 15, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$844,616 (+2%) Land $343,114 Building $501,502
2025$7,334.00 (+3.97%)$828,056 (+4.04%) Land $336,387 Building $491,669
2023$7,054.00 (+0.27%)$795,904 Land $323,326 Building $472,578
2022$7,035.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185241, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 623 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, California Internet, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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