Nassau County property record for 45317 Morgan Cir, Callahan, FL 32011
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 2022 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $70,000 (Jul 2022) |
| Tax Bill | $2,602 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-2N-25-0000-0053-0000 |
| Primary APN | 19-2N-25-0000-0053-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 52,272 sqft (1.2 acres) |
| Porch | Patio |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45317 MORGAN CIR |
|---|---|
| City | CALLAHAN |
| State | FL |
| Zip | 32011-6651 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | OR |
| Legal Description | PT SE1/4 OF SW1/4 SEC 19-2N-25E IN OR 2579/1229 (EX PT IN OR 2579/1226) |
| Legal Range | 25E |
| Legal Township | 02N |
| Legal Section | 19 |
| Legal Lot Number | 53 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 50507 |
Source: Nassau County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45317 MORGAN CIR, CALLAHAN, FL 32011-6651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Aug 11, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Feb 24, 2023 | Deed of Trust, Mortgage · Construction Mortgage SOUTHWEST STAGE FUNDING LLC |
| Jul 22, 2022 | Warranty Deed, Transfer · FHA Mortgage SOUTHWEST STAGE FUNDING LLC |
| Jun 21, 2021 | Warranty Deed, Transfer SOUTHERN CAPITAL TITLE COMPANY, SOUTHERN CAPITAL TTL CO LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2022 · Amount on Record |
| Deed Sale | Jul 22, 2022 · Amount on Record |
| Prior Sale | Jun 21, 2021 · Amount on Record |
| Deed Document Number | 202225834 |
| Deed Book / Page | 2579 / 1229 |
| Prior Transfer Date | Jul 14, 2022 |
| Prior Transfer Doc | 0000025833 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Aug 11, 2026 |
| Property Address | 45317 MORGAN CIR, CALLAHAN, FL 32011-6651 |
| Document Number | 0000024271 |
| Book / Page | 2887 / 1638 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 202624271 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 45317 MORGAN CIR, CALLAHAN, FL 32011-6651 |
| Document Number | 0000024271, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 2887/1638 |
| Instrument | 202624271 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | Mar 1, 2053 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Aug 11, 2026 |
| Property Address | 45317 MORGAN CIR, CALLAHAN, FL 32011-6651 |
| Document Number | 0000024272 |
| Book / Page | 2887 / 1643 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 202624272 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 45317 MORGAN CIR, CALLAHAN, FL 32011-6651 |
| Document Number | 0000024272, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 2887/1643 |
| Instrument | 202624272 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | Mar 1, 2053 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 45317 MORGAN CIR, CALLAHAN, FL 32011-6651 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1338 DUVAL LAKE RD N, JACKSONVILLE, FL 32218-3526 |
| Document Number | 0026210634 |
|---|---|
| Date | Feb 24, 2023 |
| Book Page | 2621/634 |
| Instrument | 202345005466 |
| Name | SOUTHWEST STAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85286 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jul 22, 2022 |
| Property Address | 45317 MORGAN CIR, CALLAHAN, FL 32011-6651 |
| Document Number | 0025791229 |
| Book / Page | 2579 / 1229 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 202245025834 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | SOUTHERN CAPITAL TITLE COMPANY, SOUTHERN CAPITAL TTL CO LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 415, YULEE, FL 32041-0415 |
| Name | Verified Name |
|---|---|
| Address | 45317 MORGAN CIR, CALLAHAN, FL 32011-6651 |
| Document Number | 0025791232 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 2579/1232 |
| Name | SOUTHWEST STAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 365 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jun 21, 2021 |
| Property Address | 45317 MORGAN CIR, CALLAHAN, FL 32011-6651 |
| Document Number | 0024720622 |
| Book / Page | 2472 / 622 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 202145023125 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | SOUTHERN CAPITAL TITLE COMPANY, SOUTHERN CAPITAL TTL CO LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 415, YULEE, FL 32041-0415 |
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,602.00 (+10.72%) | $175,596 (+16.76%) Land $54,000 Building $121,596 | $175,596 (+16.76%) Land $54,000 Building $121,596 |
| 2024 | $2,350.00 (+172.94%) | $150,386 (+178.49%) Land $42,000 Building $108,386 | $150,386 (+178.49%) Land $42,000 Building $108,386 |
| 2023 | $861.00 (+36.45%) | $54,000 (+28.57%) Land $42,000 Building $12,000 | $54,000 (+28.57%) Land $42,000 Building $12,000 |
| 2022 | $631.00 | $42,000 Land $42,000 | $42,000 Land $42,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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