4531 Longhorn St, Carmichael, CA 95608 Property Records

Sacramento County property record for 4531 Longhorn St, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,625 sqft · built 1963
Lot Size	0.165 acres (7,180 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Mar 2026)
Tax Bill	$4,317 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`230-0163-004-0000`

Property Details

APN / Parcel Number

Primary APN	`230-0163-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,625 sqft Living Area
1st Floor Area	1,625 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	7,180 sqft (0.165 acres)
Garage Area	526 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4531 LONGHORN ST
City	CARMICHAEL
State	CA
Zip	95608-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	OAK MEADOWS 01, LOT 4
Legal Subdivision	OAK MEADOWS 01
Legal Lot Number	4
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1007
Census Tract	7603

Owner

4531 Longhorn St is owned and occupied by two individuals who bought it in March 2026.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4531 LONGHORN ST, CARMICHAEL, CA 95608-1229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 17, 2026	Grant Deed, Transfer · Conventional Mortgage DATA MORTGAGE INC
Apr 28, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026 · Amount on File
Deed Sale	Mar 17, 2026 · Amount on File
Prior Sale	Jul 11, 2008 · Amount on File
Deed Book / Page	20260317 / 842
Prior Transfer Date	Aug 5, 1998
Prior Transfer Doc	9808000006
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4531 LONGHORN ST, CARMICHAEL, CA 95608-1229
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 ROCK HILL CT, SACRAMENTO, CA 95833-1012

Mortgage

Document Number	0000001182
Date	Apr 28, 2021
Instrument	202104281182

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	292 Months
Due	Aug 1, 2045

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 17, 2026
Property Address	4531 LONGHORN ST, CARMICHAEL, CA 95608-1229
Document Number	0000000842
Map Reference	MB 62 MAP 10
Instrument Date	Mar 12, 2026
Instrument	202603170842
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4531 LONGHORN ST, CARMICHAEL, CA 95608-1229

Mortgage

Document Number	0000000843
Date	Mar 17, 2026
Instrument	202603170843

Lender

Name	DATA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4531 LONGHORN ST, CARMICHAEL, CA 95608-1229
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 ROCK HILL CT, SACRAMENTO, CA 95833-1012

Mortgage

Document Number	4280000001182
Date	Apr 28, 2021
Book Page	20210428/1182

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	292 Months
Due	Aug 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 4531 Longhorn St was $4,317, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$376,959 (+2%) Land $199,644 Building $177,315
2025	$4,317.00 (+1.01%) Homeowner's exemption	$369,569 Land $195,730 Building $173,839
2024	$4,274.00 (+2.64%)
2023	$4,164.00 (+0.56%) Homeowner's exemption	$355,221 Land $188,131 Building $167,090
2022	$4,141.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4531 Longhorn St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4531 Longhorn St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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