4518 Longhorn St, Carmichael, CA 95608 Property Records

Sacramento County property record for 4518 Longhorn St, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 1961
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on File
Last Sale	$132,000 (Mar 1998)
Tax Bill	$2,431 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`230-0161-013-0000`

Property Details

APN / Parcel Number

Primary APN	`230-0161-013-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	1,504 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	7,700 sqft (0.177 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4518 LONGHORN ST
City	CARMICHAEL
State	CA
Zip	95608-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	OAK MEADOWS 01, LOT 16
Legal Subdivision	OAK MEADOWS 01
Legal Lot Number	16
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1005
Census Tract	7603

Owner

4518 Longhorn St is owned and occupied by two individuals who bought it in March 1998.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4518 LONGHORN ST, CARMICHAEL, CA 95608-1209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
	Deed of Trust, Mortgage AMERICAN SW TITLE, AMERICAN COAST TITLE
Jun 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLS FIN'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 1998 · Amount on File
Deed Sale	Mar 30, 1998 · Amount on File
Deed Book / Page	980330 / 162
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4518 LONGHORN ST, CARMICHAEL, CA 95608-1209
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4518 LONGHORN ST, CARMICHAEL, CA 95608-1209

Mortgage

Document Number	0000001181
Date	Dec 6, 2021
Instrument	2021120601181

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4518 LONGHORN ST, CARMICHAEL, CA 95608-1209
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4518 LONGHORN ST, CARMICHAEL, CA 95608-1209
Document Number	1807180521
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4518 LONGHORN ST CARMICHAEL CA 956081209, CARMICHAEL, CA 95608-1209

Mortgage

Document Number	1807180521
Date	Jul 18, 2018
Instrument	1807180521

Lender

Name	SCHOOLS FIN'L CU
Type	Credit Union
Address	SACRAMENTO, CA 95853

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 17, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 4518 Longhorn St was $2,431 with a homeowner's exemption, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$214,953 (+2%) Land $77,345 Building $137,608
2025	$2,431.00 (+1%) Homeowner's exemption	$210,739 Land $75,829 Building $134,910
2024	$2,407.00 (+2.69%)
2023	$2,344.00 (+0.6%) Homeowner's exemption	$202,558 Land $72,886 Building $129,672
2022	$2,330.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4518 Longhorn St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4518 Longhorn St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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